About Catherine Richmond
With a client-focused approach, Catherine Richmond specializes in VA, FHA, USDA, and conventional loans. She was drawn to the mortgage industry by its dynamic nature and the opportunity to help individuals achieve homeownership through clear, strategic guidance. Purchasing a home is one of the most significant financial decisions a person can make, and her focus is on ensuring each client moves through the process with clarity, efficiency, and confidence. Originally from Ivy, Virginia, Catherine brings a broad perspective shaped by experience across real estate, architecture, and sports. She holds a Master of Science in Exercise Science. This foundation supports a disciplined and analytical approach, allowing her to assess financial scenarios carefully and provide strategic, well-informed guidance throughout the lending process. Catherine prioritizes communication, responsiveness, and execution in every transaction. Whether working with a first-time homebuyer or managing a more complex financing structure, the objective is to deliver a streamlined and well-coordinated experience aligned with each client's long-term financial goals. Every step of the process is handled with attention to detail and a commitment to keeping clients informed and prepared from initial consultation through closing. Outside of work, Catherine maintains an active lifestyle and values time with family and friends.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 19775 Belmont Executive Plaza, Suite 500 Ashburn VA, 20147
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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