As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

SVP of Mortgage Lending

Matt Pedersen is your Fort Collins local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Matt is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Matt at (303) 376-9334 for more information!

Matt Pedersen at Guaranteed Rate (NMLS #243186)

Area Manager

Scott Maltzahn is your Fort Collins local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Scott is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Scott at (303) 376-9333 for more information!

Scott Maltzahn at Guaranteed Rate (NMLS #145345)

I started helping people in real estate 18 years ago as a real estate agent. I transitioned to lending 8 years ago and haven't looked back. Being able to understand the whole transaction from both ends puts me in a unique position to really help my buyers find the best loan for the best property for them. I treat all my clients as if they're family. From my million dollar buyers to my first time home buyers, your story and your new home are important to me. I have an excellent team behind me. We are extremely competitive on rates and closing costs and offer more programs than many lenders that you may qualify for. We close our loans on time, every time. We'd love to show you the difference working with a team like ours makes in your home buying process.

VP of Mortgage Lending

Sarah Rowan is your Fort Collins local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Sarah is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Sarah at (970) 855-1004 for more information!

Sarah Rowan at Guaranteed Rate (NMLS #1191229)

Tony Golobic is your Fort Collins local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Tony is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tony at (303) 557-3841 for more information!

Tony Golobic at Guaranteed Rate (NMLS #2036506)

Licensed Office Manager

Richard Shinazy is your Fort Collins local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Richard is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Richard at (303) 376-9316 for more information!

Richard Shinazy at Guaranteed Rate (NMLS #824596)

Kristin has two decades of mortgage lending experience, with over five years as a top\-producer at her previous employer. Her passion for creating loan solutions and providing a stellar customer experience has been the key to her business success. Assisting allclients…from first time homebuyers to seasoned investors sets her apart from the rest. She has established her own mortgage team of professionals including a Licensed Business Partner, Production Coordinator, and designated processor and underwriter to expedite all of your loan requirements.Kristin was born and raised in Iowa and has resided in Northern Colorado for 20 years.

Kristin Johnson is your Fort Collins local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Kristin is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Kristin at (970) 208-0555 for more information!

Kristin Johnson at Guaranteed Rate (NMLS #501966)

Aaron Scherer is an experienced home mortgage professional. Aarons's work ethic and deep knowledge base have enabled him to work closely with clients to ensure the best product for their needs. Previously, Aaron had a successful career in business management. An animal lover, Aaron lives with his wife and dogs in Loveland CO. In his spare time, Aaron enjoys hiking Colorado's beautiful mountains, playing golf, and fly fishing. NMLS #2028219

Aaron Scherer is your Fort Collins local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Aaron is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Aaron at (970) 208-0552 for more information!

Aaron Scherer at Guaranteed Rate (NMLS #2028219)

Originally from California, I am firmly planted in Windsor, CO. Once my wife and I spent time in Northern Colorado, we knew this was the place we wanted to call home and raise our two children. The beautiful Rocky Mountains, clean air, and lifestyle of the area, appealed to all of us.  
While being in the mortgage industry for a year and a half, my first career was in law enforcement; where I spent 19 years as a patrol officer, gang unit detective, and a property crimes detective. I use the investigative skills I learned in my previous career to see things that other industry professionals may overlook, allowing me to help my borrowers build, purchase, and refinance homes. I am passionate about finding creative, financing solutions for his clients, no matter how complex. I utilize my dedication to learning, along with his experience and unparalleled insight to better understand the forces that drive interest rates.  
By staying up to date on the latest complexities of mortgage lending, technology and cutting\-edge marketing techniques for real estate, I have become a vital resource for homeowners, real estate agents, and builders alike.

Justin Ownbey is your Fort Collins local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Justin is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Justin at (970) 855-1018 for more information!

Justin Ownbey at Guaranteed Rate (NMLS #2072437)

Fort Collins

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8 Loan Officers in Fort Collins, CO