About David Dewey Davis
**David Dewey Davis** has been a top producing loan officer and managing partner in residential home lending for 20 plus years. David is a currently a Certified Washington State Real Estate Finance Instructor (WA id#: 22006765) and has been awarded numerous industry achievements and designations including becoming a Certified Mortgage Planner, is a CMPS* recipient, and was just recognized in 2023 for his industry leading closing times by the nation's #1 volume wholesale home lender. David takes great pride in being the best originator he can be and continuously invests in coaching, training, reading and mentoring to sharpen his skills. **"My mission with each client is to determine an optimal loan strategy based on what is important to them while minimizing their effective borrowing cost. To accomplish this, I consider each client's short and long-term cash flow objectives and their unique profile as it pertains to wealth building, liquidity and risk tolerance. I consider each borrower's existing debt, credit, savings, debt-to-income ratios, taxation and environmental factors which may influence optimal outcomes. Because a mortgage payment is also generally one's largest debt, I also consider its impact on one's ability to save and leverage other assets."** "The right loan type, loan structure and strategy should serve all these variables. I understand that if left solely to an online application the likelihood of getting it right is low. From the first-time homebuyer to the seasoned investor, I do home loans one transaction at a time. One borrower at a time. I look forward to hearing from you." https://www.scotsmanguide.com/rankings/top-mortgage-lenders/2023-top-wholesale-lenders/
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 711 6th Avenue N, Suite 201 Offices 8 And 9 Seattle WA, 98109
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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