About Dylan Morrow
With more than 10 years of experience in the mortgage industry, Dylan Morrow is dedicated to helping homebuyers and homeowners navigate the lending process with confidence. Dylan takes pride in providing clear communication, personalized guidance, and financing solutions tailored to each client's unique goals. Whether assisting first-time buyers, move-up purchasers, investors, or homeowners looking to refinance, he is committed to making the mortgage process as smooth and stress-free as possible. Born and raised in San Luis Obispo, Dylan is deeply invested in the community he proudly calls home. He is a graduate of the San Luis Obispo Chamber of Commerce Leadership Class 33 and actively serves on the Associate Board of Jack's Helping Hand, a local nonprofit dedicated to supporting children with special needs and those battling cancer, along with their families. Dylan also serves on the board of the SLO Baseball Alliance, helping support the continued success of the San Luis Obispo Blues and local youth baseball programs. When he's not helping clients achieve their homeownership goals, Dylan enjoys spending time with his wife, Hannah, and staying involved in the Central Coast community that has shaped both his personal and professional life.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
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Located at 1065 Higuera St, Suite 100 San Luis Obispo CA, 93401
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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