About Eric Hamilton
After 20+ years in the mortgage industry, I have built my business largely from the referrals of past clients, realtors, attorneys, or financial planners. My team and I pride ourselves on being honest, transparent, and laser-focused on the customer service experience by remaining in constant communication throughout the transaction and after closing. Quite simply, my goal is to continue to offer the best customer service with the lowest rates and lowest costs possible to my clients. I'm here to help you with Life's Biggest Purchase! I am available 7 days a week from 7am until 11pm to ensure my customers and lead sources have access to me and my team. Whether you like to stay in touch through text, email, or phone, we'll make sure you are never in the dark. Helping people's dreams of home ownership come true is my primary motivation. For most people, purchasing a home is the single largest financial decision of their life- I enjoy being a part of something that affects people's lives so positively and profoundly. Year after year, I am recognized as one of the Top 1% of Mortgage Originators. I strive to continuously build new relationships while staying connected with the prior clients and referral partners that I have worked with throughout my career. Our dedicated team leverages cutting edge technology and numerous value-added services to consistently close loans in under 21 days. Our online platform not only improves the customer experience, but also provides transparency and simplicity to a difficult process. However, this technology does not replace face-to-face meetings and consistent phone communication with my team; it simply improves efficiency and requires less work for each customer. Our customers are consistently ready for closing well before any deadline, which leads to a great customer experience. It is through the client's understanding of the process, and a high level of communication and customer service, that we have developed so many trusting relationships that make others confident in referring our team to others. Give us the opportunity to prove to you why so many people entrust my team with providing their mortgage.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
We're in your pocket
We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
Download our app
Now available on
Located at 5002 Main Street, Suite 201 Downers Grove IL, 60515
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google Inc.