About Evelyn Freitas
I have been a mortgage lender since 2004, entering the profession after 18 years in small business management and accounting. I immediately fell in love with the work of helping people achieve their financing and family goals through home ownership and realized that the skills I had developed in my previous career found a higher expression in the service of these goals. By utilizing a results-focused approach, I’m able to find resourceful and tailored solutions for my clients and help them pick the best option for themselves. My clients are confident and secure in their choices because of the education they receive throughout the entire loan process. As a result, nearly all my business is generated through referrals. I am a Bay Area native, the granddaughter of Spanish immigrants from the province of Granada. I grew up in a home designed and built by my grandparents, where my grandmother would say that she attributed our family’s success to the fact that we owned our own home. Having grown up as a farm worker, she reveled in the freedom and independence of owning a home that served as a place of safety and sanctuary as well as a home base for our family, where we could put down roots, entertain friends and family, and create the kind of lives we wanted. This sense of the importance of having a home of one’s own is one of the many things she passed down to me. I graduated from UC Berkeley with a B.A. in Humanities and have since continued my education independently. I am connected to my community, volunteering at local food banks and serving as a volunteer and committee member for STAND! For Families Free of Violence. I also take an active role in my business and professional community, where I am a member of the Oakland Berkeley Association of Realtors (OBAR), the California Association of Mortgage Professionals (CAMP), and Business Network International (BNI). My involvement with the business community allows me to connect my clients with excellent professionals in other areas when they are looking for services or help. I currently live in Pinole and love to spend time outdoors, hiking with my friends and my dogs on local trails and taking in the natural beauty of the Bay Area. I’m looking forward to hearing from you and learning how I can help you best.
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Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 3400 Mt. Diablo Blvd, Suite 3 Lafayette CA, 94549
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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