About Fabian Herrera
As your dedicated Loan Officer, I'm here to make the mortgage process as simple and stress-free as possible. From application to closing, I'll be by your side, ensuring you're informed and comfortable every step of the way. I pride myself on educating my clients so you can fully understand your options and feel confident in your decision. Whether you're a first-time homebuyer or an experienced homeowner, you can rely on me and my team to handle all your home financing needs. With over 7 years of experience in banking and mortgages, along with hands-on real estate investing experience, I bring a unique perspective to the table. Over the past 4 years, I've purchased several properties, which has given me invaluable insight as both a landlord and a homeowner. This allows me to offer expert guidance on financing from both a personal and investment standpoint, giving you the benefit of my real-world experience. My career began in 2018 when I quickly became a top producer in banking, and I later transitioned into loan origination. Throughout my journey, I've built a reputation for clear communication, respect for my clients, and a deep passion for what I do. Feel free to reach out anytime using the contact information on this page. I'm excited to use my expertise as both a loan officer and real estate investor to help you navigate your home financing journey!
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Monitor your loan status
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Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
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Located at 5002 Main Street, Suite 201 Downers Grove IL, 60515
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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