As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Producing Branch Manager

Kevin Ebbecke is your Jacksonville local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Kevin is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Kevin at (561) 226-4222 for more information!

Kevin Ebbecke at Rate (NMLS #187549)

VP of Mortgage Lending

VP_DE_PRéSTAMOS_HIPOTECARIOS

Pavel Castro is your Jacksonville local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Pavel is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Pavel at (904) 618-2824 for more information!

Pavel Castro at Rate (NMLS #1730896)

I am a Jacksonville Florida native. Been involved in the mortgage industry for 16 years and am excited to help even more people change their lives for the better with the great products with Rate.

Tabatha Hughes is your Jacksonville local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Tabatha is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tabatha at (904) 572-0542 for more information!

Tabatha Hughes at Rate (NMLS #623256)

With over 23 years of experience in mortgage banking, John has held roles in every area of the home finance process, including Director of Mortgage operations, production management, loan officer, and sales manager. My goal is to simplify the mortgage process, make your home loan experience easy to navigate, and make it available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program.


Whether you are buying your first home or your tenth home, John is here to help. His commitment is to guide you through every step of the mortgage process while providing personalized support to meet your unique financial needs. Contact John today to explore your mortgage options and achieve your homeownership goals with confidence.


Please reach out anytime using the contact information on this page and use this website as a resource as you start your home financing journey.

Pipeline Leader

John Watson is your Florida local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, John is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact John at 904-460-4257 for more information!

John W Watson at Rate (NMLS #646231)

Jacksonville

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4 Loan Officers Jacksonville, FL