John Sway managed a mortgage company's renovation platform for 12 years. John created a category of LO's who specialized in the FHA 203K Limited and a group of Loan Officers who specialized in Construction Lending and Jumbo Renovation Lending. Subsequently, John managed the National Renovation Platform at a mortgage company and grew it to the #1 FHA 203K lender in the country. John started his career at a mortgage company in San Diego from 1991. John earned his Real Estate Brokers license in 1994. John owned and operated his mortgage company for five years. John was recruited to a mortgage company in 2000 to manage Renovation Lending in Southern California. John grew his division from last in the Nation to the #3 Region in the country within two years and was promoted to National Vice President Renovation Lending. John grew up in Bakersfield California and graduated from Bakersfield High School. John graduated from University of California Los Angeles with a degree in Economics in 1991. Specialties: FHA 203k, HomeStyle, Construction lending Certified CE Instructor REOMAC Board of Directors, Membership Committee Chair.  
*GuaranteedRate has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.*

Producing Sales Manager/Renovation Specialist

Rate is one of the largest retail mortgage lenders in the United States. Founded in 2000 and licensed in all 50 states and Washington, D.C., it has helped homeowners nationwide with home purchase loans and refinances.

John Sway at Rate (NMLS #645178)

**As a Producing Branch Manager, I have over 20 years of experience in the mortgage industry. I have successfully helped hundreds of clients secure financing for their dream homes, investment properties, and refinancing needs.**  
**My expertise lies in guiding clients through the loan application process, analyzing their financial situation to determine the best loan options, and providing personalized recommendations tailored to their specific needs and goals. I have a deep understanding of various loan programs, interest rates, and market trends, allowing me to help clients make informed decisions that align with their financial objectives.**  
**I have built strong relationships with lenders, real estate agents, and other professionals in the industry, which enables me to streamline the loan approval process and ensure a smooth and efficient closing for my clients. I am committed to providing exceptional customer service, transparency, and clear communication throughout the entire loan process, earning the trust and loyalty of my clients.**  
**Overall, my experience has equipped me with the skills, knowledge, and dedication needed to help you navigate the complex world of mortgage financing and achieve your homeownership goals!**

Branch Manager

GERENTE_DE_SUCURSAL_PRODUCTOR

Waldy Castro is your Wildwood local lender. Thank you for allowing Rate to assist you in reviewing your mortgage needs. Since 2002, I have been a top-producing mortgage broker and have extensive of experience servicing an array of clientele specializing in: high net-worth clients, self-employed borrowers, jumbo/mega jumbo mortgages 

With a proven track record, my team and I will work for you to close your mortgage in a timely and streamlined manner. Our primary goal is to provide attractive options and allow you to decide the absolute best route for their specific lifestyle and situation. 

In 1994, I received her bachelor’s degree from Barry University in 1994 and shortly thereafter entered the mortgage business.  When not working, dedicate myself to as much quality time with my extended family, including my son and three fur babies.

Hablo español

Contact Waldy at (954) 240-1828 for more information!

Waldy Castro at Rate (NMLS #414552)

For Nick Long, the opportunity to help his clients' dreams become reality is what inspires him to excel in his role as Producing Area Manager and Loan Officer with Rate. With over 12 years of experience in the mortgage industry, Nick specializes in renovation financing and has the expertise and local knowledge to help his customers experience an easy and smooth loan process. "I set myself apart from the competition by always being available, getting loans completed quickly, and being truthful in my mortgage advice to my clients," he says. Nick's focus on seeing the positive in every potential homeowner and finding a way to get tough mortgages done the right way has earned him All-Star status for 9 years running. Nick has achieved President's Club status every since 2015. With two young children and a Rhodesian Ridgeback dog named Duke, Nick and his wife stay busy outside of the office. He especially enjoys spending his free time with family and friends, and is a super-proud uncle of six nieces and nephews. Nick is happy to answer any of your mortgage questions. Give him a call anytime!

Producing Area Manager

Nick Long is your Orlando local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Nick is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Nick at (321) 436-8633 for more information!

Nick Long at Rate (NMLS #398963)

As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

VP of Mortgage Lending

Carolina Ortega is your Orlando local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Carolina is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Carolina at (407) 612-0169 for more information!

Carolina Ortega at Rate (NMLS #1611092)

Integrity and professionalism are the cornerstones of my commitment to you. I have been in the banking mortgage business for over 20 years after a successful legal career in Hawaii. I am especially passionate about assisting our Veterans and their families in their home ownership needs. The American dream of home ownership should be obtainable by all. I promise to work tirelessly for you whether you are a Veteran, first time homebuyer, investor, senior citizen or simply need some advice. When I am not assisting you,I enjoy most any athletic endeavor, especially golf, tennis, skiing and watching all sporting events. My family is my most treasured asset and I am blessed with an extended family (and friends). They drive me to continue to grow and improve daily. May you be equally blessed.




*Rate has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.*

Sales Manager/VP of Mortgage Lending

Paul L'Ecuyer is your Orlando local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Paul is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Paul at (352) 643-8630 for more information!

Paul L'Ecuyer at Rate (NMLS #334489)

Mortgage lending is more than selling loans. It's about helping people achieve their homeownership goals. Whether that's helping them reach a better financial position or connecting them to the home of their dreams, it's about guiding them to the finish line.  
My industry experience has taught me to take the time to understand my customers: What's their story? How can I help them in their pursuit of a home? When I see my customers as real people with real goals, needs, and dreams, I get to match them with the best loan product and create a truly seamless lending experience.  
Everyone has a story to tell. What they need is a Loan Originator who will listen, customize a loan to meet their needs, and guide them every step of the way.  
I look forward to working with you!  
Let's connect.  
Your home buying or refinancing journey starts here. Fill out the form to get in touch.

Producing Sales Manager

Juan Tarazona is your Orlando local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Juan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Juan at (407) 429-9576 for more information!

Juan Tarazona at Rate (NMLS #2081655)

Scott King is a seasoned professional with over 20 years of experience in the banking and mortgage industry. As the Vice President of Mortgage Lending at Rate, Scott brings a wealth of expertise in Conventional, FHA, and VA lending. His career is marked by a strong commitment to customer service, earning him multiple recognitions for his dedication to client satisfaction.A native of Colorado, Scott has always been passionate about community, faith, and family. These values guide both his personal and professional life. Now a long-term resident of Florida, he has traded the slopes for the waves, enjoying the best of both worlds with skiing and surfing.


**Rate has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.**

Scott King is your Orlando local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Scott is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Scott at (407) 872-1129 for more information!

Scott King at Rate (NMLS #484397)

VP,  Area Manager, Reverse Mortgage

Crystal Rivera is your Orlando local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Crystal is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Crystal at (773) 290-0407 for more information!

Crystal Rivera at Rate (NMLS #600621)

With over a decade of experience in the mortgage industry, I consider Rate my second family. My journey with the company began in 2018, when I had the privilege of serving as an MC until 2021. Following that, I worked as a Fraud Risk Analyst at GRI from 2021 to 2022, gaining invaluable insights into risk management. Although I was laid off in 2022, I was fortunate to be rehired as an Associate Underwriter at GRA, where I continued to grow professionally throughout 2023. Today, I'm honored to return as Vice President of Mortgage Lending, ready to contribute even more to our team's success.  
Outside of work, I'm a proud dog mom with a passion for helping others and exploring new destinations. Born in Cuba, I moved to Florida in 1993 and have called it home ever since. I remain committed to fostering growth, both in my professional role and through the connections I make along the way.

VP_DE_PRéSTAMOS_HIPOTECARIOS

Daimy Ochoa is your Orlando local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Daimy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Daimy at (773) 516-6542 for more information!

Daimy Ochoa at Rate (NMLS #1485339)

Wendy Reyes is your Orlando local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Wendy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Wendy at (773) 435-7514 for more information!

Wendy Reyes at Rate (NMLS #1228535)

Producing Partnership Branch Manager

Cesar Delgado is your Orlando local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Cesar is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Cesar at (321) 696-5350 for more information!

Cesar Delgado at Rate (NMLS #320626)

William Crespo is a dedicated mortgage loan officer with over a decade of experience in the mortgage industry, having transitioned into this field in 2013. Previously, he achieved success as a new home sales agent and served as a trusted advisor to small independent investors in the real estate sector.  
William's passion lies in helping new buyers realize their American dream of homeownership. Over the years, he has successfully assisted more than 500 buyers in securing their homes and has guided countless others in achieving their financial goals. With a commitment to making the mortgage process accessible, he strives to empower individuals and families on their journey to homeownership.  
When he's not helping clients navigate the mortgage landscape, William enjoys staying current with industry trends and contributing to the community.

William Crespo is your Orlando local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, William is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact William at (407) 984-4099 for more information!

William Crespo at Rate (NMLS #922937)

Camila GomezCorrea is your Orlando local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Camila is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Camila at (773) 250-5916 for more information!

Camila GomezCorrea at Rate (NMLS #2128522)

Orlando

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13 Loan Officers Orlando, FL