As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Producing Branch Manager

Calvin London is your Panama City Beach local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Calvin is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Calvin at (850) 816-1839 for more information!

Calvin London at Rate (NMLS #172137)

I am a 21-year Veteran of the United States Air Force, husband to the hardest working woman I know, and father to three amazing daughters. The attraction of being a Mortgage Loan Originator was brought on by my undying desire to serve. The joy of assisting first time homebuyers in living out their dream of purchasing their first home, aiding real estate investors in expanding their real estate portfolio and creating generational wealth, and helping existing homeowners with a refinance to ease some of the burden their current monthly obligations may bring them is what keeps me going. My "high speed, low drag" work ethic focusing on effectiveness and efficiency is guaranteed to facilitate a smooth and stress-free process. I want all future customers and current clients to know that it is my fiduciary duty to serve their best interests, and I take that responsibility very seriously!

Producing Partnership Branch Manager

AJ DiCarlo is your Panama City Beach local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, AJ is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact AJ at (850) 303-6706 for more information!

AJ DiCarlo at Rate (NMLS #2488670)

Panama City Beach

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2 Loan Officers in Panama City Beach, FL