With 37 years of experience as a mortgage loan originator, I am passionate about helping people achieve their dream of homeownership. My success is based on my industry knowledge, world-class customer service, and ability to recognize and resolve potential setbacks. To me, it is important you have an experienced mortgage lender who can present all available options to make sure you find the best mortgage for you and your family.   I am a native of Barrow County, GA., obtained my BBA in finance from the University of Georgia and later earned an MBA from Brenau University. I specialize in all loan types, including FHA, VA, conventional, jumbo and USDA loans. Contact me today to get started on your journey home!

Area Manager

Mike Grace is your Athens local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Mike is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Mike at (706) 534-6516 for more information!

Mike Grace at Guaranteed Rate (NMLS #447901)

se habla Español  I am a native of Athens, GA and obtained my BS in Finance from Berry College where I also completed a minor in Spanish and competed in Varsity Cross Country and Track & Field. I have been around the mortgage business my entire life because of my family, and I am excited to help people achieve their dreams of owning a home!   Aviso de Exención de Responsabilidad: Todas las negociaciones y los Documentos de Transacciones de Préstamos Hipotecarios se realizarán y serán proporcionado en Inglés.  Le sugerimos que trabaje con un intérprete de su elección.

VP of Mortgage Lending

Morgan Grace is your Athens local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Morgan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Morgan at (706) 534-6527 for more information!

Morgan Grace at Guaranteed Rate (NMLS #1748912)

With his years of experience, Trowell has the knowledge and attention to detail that benefits his clients. Starting in the mortgage business in 1999, he’s worked with one of the top national lenders and was ranked in the top 10%. His move to Guaranteed Rate gives him the ability to utilize his skill in home lending and serve his clients in a timely manner which is critical when you are dealing with closing on time!  Born and raised in Donalsonville, GA, Trowell is a graduate of the University of Georgia and has lived in the Athens area since 1994.   Communication is the key to everything he does when working with homebuyers and agents for a smooth homebuying experience. Knowledgeable in conventional, FHA, USDA, VA, and first-time homebuyer financing, Trowell works closely with each client guiding them smoothly home.

Branch Manager/VP of Mortgage Lending

Trowell Jernigan is your Athens local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Trowell is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Trowell at (706) 207-9747 for more information!

Trowell Jernigan at Guaranteed Rate (NMLS #450353)

Whether you are buying, selling, refinancing or building your dream home, you have a lot riding on the performance of your mortgage professional. With more than 24 years of experience in the mortgage industry, Brandi is a true professional who strives to find the best financing solutions to fit each customer's needs. She believes that providing world\-class customer service by educating her customers, understanding their unique situation, and engaging in honest and clear communication is essential to ensure a smooth mortgage experience. Brandi is committed to being accessible to her clients, builders, and real estate partners in order to keep all parties informed throughout the loan process. Specializing in first\-time homebuyer, new construction, conventional, FHA, VA, USDA and jumbo loans, as well as REO foreclosures, Brandi has a broad range of experience and looks forward to putting her expertise to work for you!

Brandi Silcox is your Athens local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Brandi is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Brandi at (706) 534-6518 for more information!

Brandi Silcox at Guaranteed Rate (NMLS #1305323)

My experience and passions include: Christian discipleship, dedicating my time to my wife and children, and being a trusted and moral businessman.   I have worked in the Financial Industry since 1998 in various roles ranging from customer service to accounting and project management to wholesale management.  I have been honored to be award the Who's Who among America's Sales professionals in 2010 and the Silver Shovel by the Hall County Chamber of Commerce in 2010 for excellence in service.  Being involved in my community is very important to me as well. I have been involved through the Hall County Chamber of Commerce by serving on the Healthcare committee, and planning committee for the Corporate Challenge and Healthfair. I have also been involved at Lakewood Baptist Church as a deacon minister, Sunday school teacher, and spearhead for the "Datenite" marriage ministry.  Specialties: * Time Management * Prioritizing needs and tasks * Raising office morale * Organization * Positive thinking * Team Building * Client relationship building  Now as a mortgage expert, I see myself as your home buying caddy! My job is to help you understand the right loan programs for you, assist you during the process, and assure that everything goes through as smoothly as possible. I will provide you with top-shelf products with unmatched services, and honesty and integrity along the way. Don't let the stress of the homes buying process rob you and your family of the excitement that comes from finding that dream home!

Ben Bahnsen is your Athens local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Ben is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Ben at (678) 294-4980 for more information!

Ben Bahnsen at Guaranteed Rate (NMLS #1574116)

Todd has been originating loans since 2011, and is licensed in the State of Georgia. He loves working with First Time Homebuyers, as well as seasoned purchasers. He enjoys spending time with his adult children, as well as my blended family with Lisa and her son Lucas. His hobbies include: hunting, fishing and playing golf when time allows and attending live music shows. He also loves to watch / listen to college football (Go Dawgs). He is an active member of the Walton Barrow Board of Realtors, and previous member of Barrow County Builders Association.

Todd Everette is your Athens local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Todd is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Todd at (706) 534-6344 for more information!

Todd Everette at Guaranteed Rate (NMLS #370306)

As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Rodney Garrett is your Athens local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Rodney is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Rodney at (470) 809-6840 for more information!

Rodney Garrett at Guaranteed Rate (NMLS #215450)

I have spent over 20 years of my mortgage career building relationships with both internal and external customers; to help individuals and families achieve their goal of homeownership.  I am relentlessly passionate about people and I'm dedicated to creating and improving programs to enhance the overall customer experience.  I am well versed in educating all borrowers through being a subject matter expert in Conventional, FHA, VA and USDA financing.



I have been married to my wife Lesley for 25 years.  We have three children; Ivy, Trent and Josh.  I am an active member of Phi Beta Sigma Fraternity Incorporated.  I enjoy serving in my community, watching sports and spending time with family and friends.

Tony Brown is your Athens local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Tony is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tony at (470) 266-2359 for more information!

Tony Brown at Guaranteed Rate (NMLS #970846)

I was born and raised in Athens, Georgia, where I played baseball and football growing up. I graduated from North Oconee High School in 2007 (Charter Class) and went on to play college baseball at Augusta State, South Georgia Junior College and UGA. I attended the Terry Business School at the University of Georgia, where I graduated with a degree in Finance. I have been in the mortgage business for the past 11 years. My wife, Madeleine, and I have two beautiful daughters named Millie Grace \& Finley Mae. We have a black lab named Waylon. I love to play golf, fish, hunt, work out and spend time with my family. I love watching sports, football, baseball and golf.

Justin Roberts is your Athens local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Justin is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Justin at (706) 247-8056 for more information!

Justin Roberts at Guaranteed Rate (NMLS #919285)

With 20 years of experience in the mortgage industry, I am passionate about helping people achieve their dream of homeownership. My goal is to provide the highest level of customer service so that your experience is stress\-free, memorable, exciting, and rewarding. I specialize in all loan types, including FHA, VA, conventional, jumbo and USDA loans. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. My success is based on my industry knowledge, world\-class customer service, and ability to recognize and resolve potential setbacks. Whether you are a new home buyer or an experienced investor or anything in between, I pride myself in simplifying the process with open and transparent communication. I know and understand this is your biggest investment and I will help explain every step of the process to ensure you fully understand your options and loan programs we have to offer. I will take the time to understand your short term and long term goals and to ensure that you are making an informed decision. My favorite part of this job is meeting new people, building trust as an experience professional and making long lasting relationships. I look forward to helping you with your home loan needs!

Karin Beatty is your Athens local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Karin is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Karin at (706) 438-6568 for more information!

Karin Beatty at Guaranteed Rate (NMLS #1896649)

Athens

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10 Loan Officers in Athens, GA