I am an experienced and award-winning Mortgage Banker proudly serving the Greater Chicagoland area for over 25 years. As a lifetime resident of the Western Suburbs, I've lived and worked in this community for the past 25 years, helping families and individuals achieve their homeownership goals with expert guidance and personalized service.  
I am honored to be recognized as a Presidents Club Producer at Rate, a Top 1% Mortgage Originator in the United States, and a recipient of the prestigious NAHREP Top 250 designation—acknowledgments that reflect my deep commitment to excellence and client satisfaction.  
Over 95% of my business comes from referrals, a testament to the strong, lasting relationships I build with my clients—many of whom consider me a lifelong adviser. My passion lies in helping people secure the most competitive mortgage rates and closing cost scenarios tailored to their financial goals.  
Throughout my career, I've held leadership roles including owning a mortgage company and managing branches for multiple firms. My team and I offer hands-on support throughout the entire mortgage process, delivering a smooth and transparent experience from start to finish. I closely monitor the bond market daily to ensure I can offer the most accurate and advantageous advice on rates and timing.  
I proudly serve clients across Illinois, Wisconsin, Michigan, Indiana, and Florida, with a strong focus on communities in Chicagoland including Naperville, Plainfield, Oswego, Aurora, Montgomery, Elgin, Joliet, Schaumburg, and Wheaton.  
If you're looking for a trusted mortgage partner who combines market expertise with personalized care, I'm here to help you every step of the way.

Branch Manager - Producing

GERENTE_DE_SUCURSAL

Roberto Delgado is your Plainfield local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Roberto is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Roberto at (630) 661-6868 for more information!

Roberto Delgado at Rate (NMLS #254016)

Cynthia Guzmàn is an experienced loan officer who works in the Greater Chicagoland Area. She has been in the financial industry since 2011.  If one word could describe Cynthia it would be “Passionate”, she has passion to help her clients with the biggest purchase of their lives. To ensure you are getting not only the best service but a smooth process it begins with setting the right expectations. Cynthia’s consults and guides you through every step of the way and answer all questions. Se Habla Espanol.



Aviso de Exención de Responsabilidad: Todas las negociaciones y los Documentos de Transacciones de Préstamos Hipotecarios se realizarán y serán proporcionado en inglés.  Le sugerimos que trabaje con un intérprete de su elección. Podrá encontrar más información sobre el proceso de préstamo en español en https://www.consumerfinance.gov/es/herramientas-del-consumidor/hipotecas/

VP of Mortgage Lending

VP_DE_PRéSTAMOS_HIPOTECARIOS

Cynthia Guzman is your Plainfield local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Cynthia is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Cynthia at (815) 676-9117 for more information!

Cynthia Guzman at Rate (NMLS #1537556)

Plainfield

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