I first entered the mortgage business in 2002.  I love that working in this industry allows me to help people achieve their homeownership dreams.  Working for Rate gives me the ability to provide my clients with the best programs and rates to fit their needs.  I have been in Rate’s Presidents Club every year since 2012. I attended college at Southern Illinois University in Edwardsville and earned my Bachelor of Science degree in Psychology and Sociology.  This has benefited my business by teaching me the best ways to interact with, understand, and listen to my clients.  I grew up in the town of Marissa, IL and I currently live on a farm outside of Smithton, IL with my wife and 4 kids.  In my spare time, I enjoy running and coaching soccer, baseball, t-ball, and cross country.

Branch Manager

Jason Chandler is your Smithton local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Jason is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jason at (618) 551-5075 for more information!

Jason Chandler at Rate (NMLS #224322)

As a dedicated loan officer and a mother of one girl and two boys, I understand the importance of finding the perfect home for families. My passion lies in guiding buyers through every step of the home-buying process, ensuring they feel informed and supported along the way. Home buying can be an extremely stressful time, so it is my goal to make it as seamless as possible. I love helping make homeownership dreams a reality! When I'm not working, you can find me spending time with my kids on the farm, traveling, coaching/playing volleyball, spending weekends on the ball field, or just enjoying life.

Associate VP of Mortgage Lending

Kara Scheich is your Smithton local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Kara is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Kara at (773) 360-0807 for more information!

Kara Scheich at Rate (NMLS #1531653)

As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

VP of Mortgage Lending

Mike Kolweier is your Smithton local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Mike is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Mike at (618) 551-0482 for more information!

Mike Kolweier at Rate (NMLS #524250)

Smithton

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3 Loan Officers in Smithton, IL