*For 25+ years, John Lerose has been helping families purchase and refinance residential properties in the Midwest and across the nation. Currently residing in the Fishers area of Indianapolis. John continues to help clients in Northwest Indiana as well as the Chicagoland Illinois area, and now, the Indianapolis region. .John's clients and Real Estate Agent partners enjoy John being available seven days a week to answer any questions. Choose to work with John and you'll have the knowledge and expertise that you depend on when it comes to mortgage financing.*

VP of Mortgage Lending

John LeRose is your Crown Point local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, John is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact John at (708) 466-6273 for more information!

John LeRose at Rate (NMLS #225701)

Ann grew up in Chicago, Illinois and currently resides in St John, Indiana with her husband and three children. She has been in residential lending since 1998 and formerly owned her own company which had offices in NW Indiana, Chicago, and Naperville. Whether you're buying, selling, refinancing, or building your dream home, you need a knowledgeable loan specialist. Since guidelines and regulations change frequently, you need to make sure you're dealing with a professional who will guide you through the ever changing lending world we live in. Ann prides herself on assisting you in making the most informed choice for mortgage needs. Ann attributes her success to her excellent customer services and being available to answer questions and help tailor each transaction to fit her client's needs.

Ann Oster is your Crown Point local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Ann is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Ann at (312) 379-3511 for more information!

Ann Oster at Rate (NMLS #134721)

Michael Elliott is your Crown Point local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Michael is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Michael at (219) 227-3581 for more information!

Branch Manager

Michael Elliott at Rate (NMLS #638056)

As a member of the elite Rate Frankfort, IL and Northwest Indiana office, helping individuals effectively fit real estate purchases or refinances into their overall wealth plan is my passion. I also enjoy connecting with other business professionals who share my appreciation for the real estate industry and want to grow our businesses together. In addition to my bachelor's degree in finance from the University of Illinois, and my MBA from DePaul University, I have been in residential lending for over 14 years. I also have many years in the construction and renovation fields, in various capacities. And having been an underwriter for many years prior, I understand the complexities of financing and the importance of proper documentation, structuring and follow-up. I greatly enjoy helping people understand and effectively navigate the mortgage process. I am passionate about helping people utilize their unique financial position and turn their home purchase into a long-term wealth plan.

Tracy Padgett is your Crown Point local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Tracy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tracy at (630) 869-1042 for more information!

Tracy Padgett at Rate (NMLS #622569)

I have been in the mortgage industry for over 30 years in Chicago Land and Northwest Indiana. It has been my pleasure to help countless people purchase or re-finance their homes. I grew up in the town of Crete Illinois, I have been married for 28 years, have 2 adult children, and I currently reside in Valparaiso Indiana.

Randy Travis is your Crown Point local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Randy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Randy at (219) 293-4032 for more information!

Randy Travis at Rate (NMLS #263572)

With over Twenty Three years of lending experience, my team and I will make sure that the process of your loan goes quickly and smoothly. I carry a vast knowledge of products from Conventional to FHA, as well as our VA products. I will guarantee that whether this is your first time in a lending experience or your fifth; that all options are made available to you to assure you the best loan product. I understand that at times lending can become confusing and even frustrating. I believe that a strong partnership of understanding and trust between client and Loan officer is paramount in a lending transaction; and creates a trusting relationship that last’s long after the transaction has closed. My business is based on relationship lending, and referrals from my passed clients. I am proud to say that a large amount of my clients form the past are now referring their children to me because of the trust we have built over the past two decades.

Tim Trauscht is your Crown Point local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Tim is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tim at (630) 364-7592 for more information!

Tim Trauscht at Rate (NMLS #215276)

As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Regional Operations Manager - Licensed

Lou Soto is your Crown Point local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Lou is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Lou at (630) 869-1038 for more information!

Lou Soto at Rate (NMLS #130489)

Crown Point

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7 Loan Officers Crown Point, IN