About Jacob Oakley
Being born in the Chicagoland area and putting Chicago at the top of his favorite cities due to the incredible skyline and world-renowned architecture, it is only right that he has solidified his roots in the Chicago real estate industry. Having over a decade of experience in the financial services industry, with the last 5 coming in the mortgage industry, Jacob is a dedicated and knowledgeable Vice President of Mortgage Lending with Rate based out of their headquarters in Chicago. His commitment to helping clients find the best financing solutions and taking pride in education for his clients has earned him a reputation for excellence and reliability. Jacob's passion for fitness and bodybuilding reflects his disciplined and goal-oriented approach to life. When he's not assisting clients with their mortgage needs, you can often find him at Quads gym on the northside of Chicago, pushing his limits and inspiring others to achieve their fitness goals. This dedication to personal growth and perseverance translates seamlessly into his professional life, where is known for his meticulous attention to detail and unwavering support for his clients. In addition to his love for bodybuilding, Jacob is an avid traveler. He believes that exploring new cultures and deviations not only enriches his personal life but also broadens his perspective, enabling him to connect with clients from diverse backgrounds. Whether its hiking through a national park, soaking his feet into the sand on a beach, or venturing into different continents and countries, Jacob's adventures fuel his enthusiasm and drive. Combining his expertise in mortgage lending with his personal passions, "Jake at Rate" is more than just a lender; he is a dedicated partner in helping you achieve your homeownership dreams.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
We're in your pocket
We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
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Located at 3940 North Ravenswood, Chicago IL, 60613
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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