About Jenna Gray Benett
Jenna Gray Benett is a respected leader in residential mortgage finance with over 20 years of experience, proudly serving the San Francisco Bay Area and clients across multiple states. Licensed in AZ, CA, FL, OR, NV, TN, TX, WA, CO, and MT, she brings deep industry knowledge, strategic insight, and a personalized approach to every transaction. Jenna's mission is simple: make home ownership accessible, understandable, and rewarding — from first-time buyers to seasoned investors. Her process blends careful financial analysis with compassionate guidance, helping clients confidently navigate today's competitive and complex lending landscape. Her clients consistently highlight her professionalism, responsiveness, and commitment to excellent outcomes. Many reviews describe Jenna and her team as "highly communicative, organized, and supportive," with the ability to accelerate closings, secure competitive rates, and simplify the lending journey. Clients also note her strategic support during offer preparation and her transparent updates throughout escrow, even on tight timelines. across hundreds of reviews, Jenna's reputation is built on results and relationships — helping buyers close quickly, feel informed at every step, and trust that their best interests are always front and center. Her industry achievements reflect this client-first ethos, including recognition among the Top 1% Mortgage Originators in America and Top Women Originators, as well as distinctions like the Five Star Award, VIP Woman of the Year, and inclusion in the Chairman's Circle and President's Club. Jenna holds a Bachelor of Science in Business Administration from UC Berkeley's Haas School of Business and continuously leverages her education, expertise, and network to deliver exceptional service for clients at every stage of their home financing journey.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 3400 Mt. Diablo Blvd, Suite 3 Lafayette CA, 94549
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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