About Jerry Colatorti
Jerry Colatorti is a real estate professional with more than 20 years of experience in the industry as a broker, owner, and investor. Throughout his career, Jerry has developed deep expertise in residential and commercial real estate, working closely with buyers, sellers, and investors while building a strong understanding of market trends, property valuation, and the complexities of real estate transactions. Having spent two decades helping clients navigate the real estate market, Jerry is now taking the next step in his career by joining Rate as a loan officer. This transition allows him to bring his real estate knowledge directly into the mortgage process, helping clients not only find the right property but also secure the right financing to achieve their goals. Jerry's background as a broker and business owner gives him a unique perspective on the home buying process. He understands the challenges buyers face, the importance of clear communication between agents and lenders, and the need for efficient, reliable financing solutions. His goal is to simplify the mortgage experience while providing guidance that helps clients make confident financial decisions. Passionate about helping individuals and families achieve homeownership, Jerry is excited to leverage his decades of real estate experience in the mortgage industry and continue serving clients, referral partners, and communities with trusted advice and personalized service.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
We're in your pocket
We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
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Now available on
Located at 1617 Hendry Street, Unit 205 Fort Myers FL, 33901
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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