About Jonathan Bell
As your trusted mortgage adviser, my first priority is to listen to your goals and circumstances and then craft a personalized plan for you to move forward with confidence. I'm committed to making the mortgage experience as smooth, personal, and stress-free as possible. To me, securing a mortgage isn't a one-time transaction, but the start of a lifelong relationship. Whether you're buying your first home, finding more space for a growing family, refinancing as life changes, or downsizing for retirement, I'll be here to guide you every step of the way and celebrate with you when you reach the finish line! As a West Tennessee native, I've spent more than 26 years in the financial industry, working in both commercial and residential lending throughout West Tennessee and Western Kentucky. Along the way, I discovered that my greatest passion is helping individuals and families turn the dream of homeownership into reality. My wife and I were both born and raised in this area, and we're proud to have raised our two children in our hometown of Paris. This community is home, and serving the people who live here is something I truly value. When I'm not helping clients, you'll most likely find me at a sporting event cheering on my teams, enjoying the outdoors, or supporting my kids at one of their many activities. No matter where you are in life or what your next chapter looks like, I'd love the opportunity to learn about your goals, answer your questions, and help you find the right path to homeownership.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
We're in your pocket
We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
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Located at 501 Corporate Centre Drive, Suite 310 Franklin TN, 37067
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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