About Jorge Hernandez
Rate is one of the largest retail lenders in the nation. Combined with Rate’s award winning and industry leading platform, Jorge Hernandez is proud to offer his clients an extensive array of low rate, low fee loan programs along a seamless and simple process for all their home purchase and refinance needs. Consumers have a difficult time finding someone who will speak plainly and truthfully to them about loan programs and their options. For prospective home buyers, one of the most important steps of the loan process is getting clear and honest information that they understand. Jorge has been in the mortgage industry for almost twenty years. He maintains his thriving business by always taking care of his clients, first and foremost. He is particularly knowledgeable about conventional, government, and jumbo loans available for purchase or refinance transactions. He is proud that his business is primarily referral based, a reflection of his clients’ trust, and the highest professional compliment he can receive. Jorge earned a Business Administration degree from Cal State Dominguez Hills, where he met his wife. An active community member, each year Jorge and his family support his son’s school through annual fundraising events and field trips. He also supports the local AYSO region where he has volunteered as a youth soccer coach for the last five years.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
We're in your pocket
We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
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Located at 3780 Kilroy Airport Way, Suite 200 Office 49 Long Beach CA, 90806
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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