Your mortgage process should be all about you and your experience. That's why we aim for your 100% satisfaction. How do we do it? First, our goal is to structure your loan with the lowest costs possible. Second, the loan application process is easy-peasy. You'll see when you click on the Apply Now button. Third, you have access to me and my team throughout the entire mortgage transaction, so you are comfortable with every step. It's that simple. Looking forward to working with you.....Oh, and if you want to know more about me personally, please click the Read More link.
With 25+ years of experience in the mortgage and banking industry, and over 10,000 loan transactions under her belt, Kari Phillips is a Loan Officer and Branch Manager like no other at one of the country’s top mortgage lenders - Guaranteed Rate. Kari leads a team which provides both borrowers and real estate agents with the best service and great loan products available, while differentiating itself in the lending space by offering fair and transparent rates and with a goal of driving to a full underwritten approval before they are in contract, rather than the simple “pre-qualification” – all of this allowing the strongest possible position for clients to purchase or refinance.
Kari is the proud mother of two girls, and wife of 18 years to her college sweetheart, whom she met while pursuing her Bachelor of Arts Degree in Marketing from Hillsdale College while on a basketball scholarship. She also went on to receive her Masters in Business Administration (MBA) from the University of Toledo. Life brought the Phillips family to Las Vegas over 20 years ago where her husband is a practicing probate attorney. In her free time Kari can be found on the greens mastering her golf swing, painting, or supporting her kids at their favorite sports and activities.
Come see why Kari and her team at Guaranteed Rate come so highly recommended by Real Estate Agents and borrowers alike.
5 min approvals. Easy process.
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The right advice could help you find the right mortgage for you. Let's work together.
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The competitive edge you need to purchase the home you want. Get a fast approval with options as little as 3% down.
"Always willing to help with questions, our lender where always on top of the process of our next step of our home process."
Jose A. - Las Vegas NV | Jul 2023
"Kari and her team were Nice, friendly and prompt"
Jeff B. - Las Vegas NV | May 2023
"Great service throughout the process."
Mark H. - Henderson NV | May 2023
"Karen’s team were all very professional and responsive to our questions and needs towards securing our loan. They provided quality and excellent customer service."
Maria Noemi S. - Las Vegas NV | Apr 2023
"Seamless process, always have someone to call for any questions, quick response"
We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
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Located at 9121 W. Russell Road, Suite 210 Las Vegas NV, 89148