About Kyla DeMarzio
Kyla is a Rate Presidents Club member, and currently ranked in the Top 1% of Loan Originators in America. I enthusiastically entered the mortgage business immediately after graduation from Hofstra University in 1995. I became a member of our nationally recognized competitive dance team and entered college as a pre-med student, studying to be an orthopedic surgeon. Instead of med school, I was granted the opportunity to have the chance to change peoples lives through home ownership. I was fortunate to learn from the best, many of which are still my colleagues today. I witnessed how an industry I quickly grew to love was littered with such a lack of integrity. This further inspired me to become a student of my profession, and always "do the right thing" by my clients when others didn't. Consequently, 20 years later and with a squeaky clean lending and moral reputation, every decision I make and conversation I have is always driven with the best interest of my clients, always. I was born and raised in Northern NJ and have lived in Hoboken for the last 15 years. I love my community and am very immersed in it, both personally and professionally. Overall health, personal development, wellness enthusiast, life coach, and Mortgage Veteran are often my taglines. Avid sports fan, wine enthusiast, coach, cook, carpenter, certified AQHA equestrian, retired music video choreographer and golfer who doesn't golf enough but does have a hole in one!
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 2000 Pga Blvd., Bldg. B Suite 2110 Palm Beach Gardens FL, 33408
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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