About Leslie Ricketts
With 14 years of lending experience, Leslie Ricketts is passionate about helping individuals and families achieve their homeownership goals by building relationships that extend far beyond the closing table. She believes every client deserves personalized guidance, honest communication, and a lending partner who is committed to finding solutions, not simply completing transactions. Serving clients throughout Kentucky, Leslie is dedicated to providing a personalized lending experience to homebuyers across the Commonwealth, with a special focus on Scott, Fayette, Woodford, Henderson, Bourbon, Harrison, Clark, Madison, Jefferson, Anderson, Franklin, and Nicholas counties. She understands that every community and every borrower has unique needs, and she takes pride in being a trusted resource for clients navigating one of the biggest financial decisions of their lives. Leslie enjoys working with all types of homebuyers, from first-time buyers to seasoned homeowners, investors, and those looking to refinance. She has a special passion for helping first-time homebuyers navigate what can often feel like an overwhelming process. Watching her own adult children work toward homeownership has given her an even greater appreciation for the challenges today's buyers face, and she is committed to educating, encouraging, and empowering clients every step of the way. She also has a deep appreciation for serving veterans and active-duty military members. As the proud mother of a veteran, Leslie understands the sacrifices made by military families and considers it a privilege to help them achieve homeownership while making the most of the benefits they've earned through their service. Known for her problem-solving mindset, Leslie enjoys tackling even the most complex lending scenarios. She loves putting the pieces of the puzzle together and finding creative financing solutions that turn what may seem like a "no" into a "yes." Her goal is always to help clients move forward with confidence, knowing they have an experienced advocate in their corner. When she's not helping clients, Leslie enjoys spending time with her husband, their four children, their spouses, and their four grandchildren. Family is at the heart of everything she does, and that same care, dedication, and commitment are reflected in every relationship she builds with her clients. For Leslie, helping someone finance a home isn't just about a loan, it's about helping people build a place where lasting memories are made
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 1084 E New Circle Road, Suite 200 Lexington KY, 40505
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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