About Lidiia Dobrus
I entered the mortgage industry with a clear objective: to bring a higher level of financial sophistication to the lending process. With over 12 years of experience in the banking sector and a Master's Degree in Finance, I provide my clients with more than just a loan — I provide a comprehensive financial perspective. I view a mortgage not merely as a transaction, but as a critical component of a client's overall financial health. In today's market, navigating the complexities of banking requires a responsive and data-driven approach. My background allows me to analyze market trends and loan structures through a professional lens, ensuring that every move is strategically aligned with my client's long-term financial goals. To further serve my community, I offer full fluency in English, Ukrainian, and Russian, providing a level of clarity and technical precision that is often lost in the translation. I believe that the best financial outcomes are the result of proactive planning. I specialize in working with clients to optimize their profiles well before they enter the market, ensuring they are positioned for the most competitive terms possible. Beyond the Files I am a firm believer that the discipline required for professional excellence is built through a commitment to a healthy, balanced lifestyle. Whether I am at the gym, traveling to new destinations, or staying current on evolving market trends, I am constantly looking for ways to sharpen my perspective. Ultimately, the most rewarding part of my work is seeing the happiness in my client's eyes when they receive the keys to their new home. I'm looking forward to being part of your real estate journey, ensuring your mortgage is a stepping stone to long-term financial success.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 3940 North Ravenswood, Chicago IL, 60613
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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