About Linda DeRoeck
Growing up on the Northside of Chicago, I watched my mother work as a realtor and lead a successful career. This is when I found my love for Chicago and the surrounding suburbs. I have been in the mortgage industry for over 25 years. I entered after graduating from college with a degree in business. I reside in the City of Park Ridge with my husband. I enjoy the sunshine, and everything related to the great outdoors. I am a "people-person" and enjoy helping clients obtain their dream of homeownership. I enjoy working with everyone, especially first-time homebuyers as they remind me of my two adult children. I have been employed with Rate for the last 11 years and can honestly say it is the best mortgage company in the industry. The last 11 years have been most fulfilling, reaching President's Club in 2020 and 2021. This achievement is due in large to my loyal clients, realtors, other referral partners and my amazing, knowledgeable team. My business is divided between Conventional, Jumbo, FHA, and VA financing. Patience, knowledge and integrity are my key assets. I spend as much time as needed to make certain my clients are comfortable and well informed. I am extremely transparent and available days, nights and weekends. Whether it be a purchase or refinance of an owner occupied, investment or second home property, my goal is an enjoyable and smooth transaction for all.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
We're in your pocket
We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
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Located at 506 W. Higgins, Park Ridge IL, 60068
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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