Bryan Brown has over 15 years of experience in the mortgage industry. Since 2012, Bryan’s production placed him in the top 1% of all mortgage originators in the country based on the volume of loans closed. He also received President’s Club honors since 2012 for top production within Guaranteed Rate. Bryan has held various management and leadership positions within the mortgage industry, and was awarded top manager production awards since 2009.  Bryan is dedicated to making sure that his clients receive the best possible service, and the right mortgage solution for their home buying needs. Bryan and his team are committed to leading you through the home buying process as quickly and easily as possible.   Bryan graduated from Bentley University with a degree in Finance. Originally from Leominster, MA, he now resides in MetroWest with his wife and three children.   Guaranteed Rate Inc. is a direct mortgage lender able to offer its customers Fannie Mae and Freddie Mac Direct Loans, FHA Loans, Veterans Administration Loans (VA), Construction Loans, Massachusetts Housing and USDA, First Time Buyer Loans. We also offer a variety of loans designed to help its customers with special concerns such as credit issues and income or asset verification issues. Today, we're one of the largest independent and fastest growing mortgage lenders in the country, licensed in 48 states and District of Columbia, with over 2,400 employees and $16 billion in mortgage funding in 2013 alone. Guaranteed Rate specializes in:  • Refinance & Purchase Loans • First Time Home Buyers • Home Equity Loans and Home Equity Lines of Credit • Interest Only Loans • Debt Consolidation • Reverse Mortgages • Construction and Commercial Loans • 100% Financing • Second Home and Investment Property Loans  Call me for a free, no obligation quote and qualification analysis.

Branch Manager/Senior Loan Officer

Bryan Brown is your Hopkinton local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Bryan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Bryan at (617) 286-8904 for more information!

Bryan Brown at Guaranteed Rate (NMLS #89425)

With college degrees in Mathematics and Computer Science I enjoy presenting mortgage comparisons with customized spreadsheets for each client I work with. No two people have the same mortgage file. My clients are the most educated buyer, seller and refinancer because of the way I educate you and how I present your mortgage data to you. I have been interviewed by WBZ TV 4 News and I have been on most of the Boston financial radio programs talking about how one should prepare and evaluate a mortgage. I have been with Guaranteed Rate since their inception into the Boston market and have been a part of their meteoric growth to #1 in Massachusetts this year 2013. Feel free to explore my website but more importantly give me a call to discuss how I can help you prepare for your next mortgage. Together let us explore the numbers and get it right.

Loan Officer

Michael Ciavarini is your Hopkinton local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Michael is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Michael at (508) 613-8229 for more information!

Michael Ciavarini at Guaranteed Rate (NMLS #13184)

After developing an established career in commercial financing, I felt it was time to make a transition to residential lending. The thought of being able to help not only business owners, but all individuals looking to purchase or refinance a home fascinated me. Having the opportunity to assist people with one of the biggest financial decisions of their life is something I am overly passionate about and find true fulfillment in. I knew I had to find a mortgage company that I would feel proud bringing my friends and family to. The famous quote “don’t sell anything you wouldn’t buy yourself” is a phrase that I strongly believe in and something I have vowed to build my business around. I partnered with Guaranteed Rate because they are the gold standard of mortgage lending. Our cutting-edge technology, transparency, competitive pricing, and deep product line truly differentiates us from other mortgage lenders nationwide.



My team and I go above and beyond to educate our borrowers throughout the mortgage transaction to ensure they fully understand their available loan options, select the most suitable mortgage product, and feel comfortable moving forward with their chosen program. We are committed to making the process as seamless, friendly, and financially valuable to you as possible. We pride ourselves on outstanding customer service, expert advice, and timely communication and we look forward to helping each individual with their personalized home financing needs. Trust and believe in myself, my team, and Guaranteed Rate to help bring you home.



Nick is a lifelong resident of Reading, Massachusetts and graduated from the University of New Hampshire with a business degree in Economics. Outside of helping people achieve the dream of homeownership you can find Nick cheering on Boston sports, on the ski slopes, and volunteering in his local community.

AVP of Mortgage Lending

Nick MacDonald is your Hopkinton local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Nick is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Nick at (781) 439-4159 for more information!

Nick MacDonald at Guaranteed Rate (NMLS #2035562)

I have been in the Mortgage industry for a year and a half, however, I have worked closely with LO's for over 10 years. I have an insurance background and in that field, LO's were my biggest referral partners, therefore, I made it a priority to get to know the industry and the craft.


In my spare time my hobbies are playing my instruments, reading, writing and pranking my kids (Yes, there's an ongoing never ending prank war between my kids and I). I also enjoy cooking very much. Disclaimer: I am a die hard Red Sox and C's fan.


Real estate has always been a solid investment, regardless of where the economy is. That being said there's a lot of noise out there, all of which is designed to create more uncertainty and anxiety.


One of my commitments towards potential clients and referral partners is to help clarify the uncertain and remove the anxiety with the numbers; my primary duty is to ensure that any decision being made is a well informed one and rooted on facts.


My other commitment is to leverage all of my resources to educate and be available.


If you're considering buying and/or refinancing, let's talk.

Sales Manager

Jose Brador is your Hopkinton local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Jose is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jose at (617) 337-4009 for more information!

Jose Brador at Guaranteed Rate (NMLS #2284429)

Hopkinton

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4 Loan Officers in Hopkinton, MA