About Mark Alexander
Mark Alexander leads The Mark Alexander Team at Rate, a team dedicated to helping their clients achieve successful homeownership. With nearly a decade in mortgage lending, Mark has built his reputation on a simple idea: every client deserves a **personal financial plan** during their homeownership journey. His clients describe it as a modern mortgage experience with a personal, human touch. Mark and his team go well beyond the standard playbook. Alongside conventional, jumbo, FHA, and VA financing, he's a go-to resource for alternative financing strategies that stump most lenders, including (but not limited to) DSCR and non-QM programs for investors, asset-depletion and bank-statement options for self-employed borrowers, HELOCs/HELOANs, foreign national financing, and non-warrantable condo deals. To put it simply, Mark and the team understand that every family they serve has their own **"Financial Fingerprint"** and deserves a tailored strategy. A Lexington, Kentucky native, Mark now calls South Florida home, where he lives with his wife and their two dogs. When he's not structuring loans, you'll find him on the golf course, on the ski slopes, exploring Europe, or putting his espresso machine to good use. Whether you're buying your first home, refinancing, or building an investment portfolio, Mark and the team are ready to go to work for you. *NMLS #1467799*
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
We're in your pocket
We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
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Located at 3940 N Ravenswood Ave, Chicago IL, 60613
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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