About Matt Keane
With over 30 years of experience in residential mortgage lending, **Matt Keane**is a seasoned industry professional and consistent top producer known for delivering results and building long-term client relationships. Throughout a three-decade career, he has successfully guided thousands of homeowners and buyers through the mortgage process with expertise, integrity, and a solutions-driven approach. Over the past 13 years alone, Matt has closed more than **$1.2 billion in residential loan volume and has consistently been ranked in the top**1% of all mortgage originators in the country by Scotsman Guide as well as being highlighted as one of the top originators in the country. Matt hasearned a reputation for reliability, market knowledge, and exceptional customer service. His deep understanding of loan programs, underwriting guidelines, and changing market conditions allows him to structure smart, competitive financing solutions tailored to each client's goals. As a top producer in the industry, Matt is committed to making the mortgage experience clear, efficient, and stress-free—whether working with first-time homebuyers, seasoned homeowners, or real estate professionals. He continues to be a trusted resource and leader in residential lending.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
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Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
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Located at 14 Main Street, Suite 140 Madison NJ, 07940
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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