I have been providing mortgages to clients since I graduated from Bryant University, with a finance degree, over 20 years ago.  I have 4 kids and currently live in Cape Elizabeth, Maine.

Producing Branch Manager

Ceroi Mello is your Portland local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Ceroi is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Ceroi at (207) 331-4709 for more information!

Ceroi Mello at Rate (NMLS #35352)

Tony has over 20 years of experience in real estate finance; the last 12 of which in residential lending. He is committed to providing each of his clients an honest, well-communicated and knowledge-based lending experience. Ongoing, thorough communication, responsiveness and careful attention to detail are critical in his process. Prior to residential lending, Tony was a banking and real estate attorney in New York City.  Tony holds a law degree from Fordham University and undergraduate degrees in Philosophy and Management from Boston College’s Carroll School of Management Honors Program. He resides at Kennebunk beach.

Branch Manager/VP of Mortgage Lending

Tony Cilea is your Portland local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Tony is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tony at (207) 209-2562 for more information!

Tony Cilea at Rate (NMLS #211228)

Hi, I'm Conor, and I am dedicated to my clients and their mortgage needs. After graduating from Bryant University with a Business Administration/Entrepreneurship degree, the mortgage industry gave me an opportunity to use everything I learned to build a business and help people in the process.


Being available day and night to fight for my clients is what is important to me. My goal is to help people see that homeownership is attainable and does not need to be stressful. I am an investor myself and enjoy seeing people get excited and creative about real estate investing.


I chose Rate because they give me the platform and support to get my clients competitive rates and fast closings. Between AI technology, a strong operations team, and a phone application for my borrowers I am confident I am in the right place.

VP of Mortgage Lending

Conor Whiting is your Portland local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Conor is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Conor at (207) 331-4715 for more information!

Conor Whiting at Rate (NMLS #2132977)

At the heart of Shant Banosian's success as the #1 Loan Officer nationwide for eight consecutive years is a team that shares his core values of excellence, collaboration, accountability, and white-glove service. With over 40,000 closed units and $10 billion in funded loans, Shant has built Team Banosian into one of the top-performing mortgage teams in the country.


Each team member plays a key role in delivering the high standards Shant is known for—speed, certainty, communication, and results. Led by Shant's vision and backed by his deep industry expertise, we're committed to simplifying the mortgage process and providing clients and agent partners with an unmatched experience from start to finish.


Our mission is to educate, support, and guide homebuyers and partners every step of the way, while helping them win in today's competitive market. Whether it's your first home or your fifth, you can count on Team Banosian to deliver with integrity, expertise, and a relentless drive to exceed expectations.

Associate VP of Mortgage Lending

Libby Kyros is your Portland local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Libby is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Libby at (617) 322-0626 for more information!

Libby Kyros at Rate (NMLS #1622198)

Portland

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4 Loan Officers Portland, ME