David J. Danikowski is a Loan Officer and a member of the Regina Danikowski Mortgage Team at Guaranteed Rate.  Having been in the customer service industry and running his own business for 30 years, becoming a member of the Danikowski Team that emphasizes superb customer service was a natural fit.  Dave and The Danikowski Team bring years of experience to each and every loan he originates.  He works side by side with Regina Danikowski who has been with the company since 2011 and has been in the mortgage industry since 2001 helping her clients pave the way to success.



Dave utilizes all of the innovative tools and cutting-edge technology Guaranteed Rate has to offer.  His first step in making the whole mortgage process smooth and painless for each client he interviews is having them start their application with Guaranteed Rate’s user-friendly Digital Mortgage application.  With tools such as easy snapshot and upload technology for submitting documents, having the ability to do fast and efficient hybrid closings, or just being able to easily contact Dave through-out the whole process to answer your questions, it all makes for a pleasant mortgage process.  Not up to date with technology?  He can walk you through the process the “old fashion” way as well.



Dave is also a Marine Corps veteran and is passionate about helping veterans get into the home of their dreams.  As a loan officer with Guaranteed Rate, he can originate conventional loans as well as FHA, VA, USDA and Jumbo loans.  He also has access to specialty programs that assist first time homebuyers like down payment assistance and low down payment options as well as being able to help clients with low credit scores.  First-time homebuyer?  Seasoned homebuyer?  Investment or second home homebuyer?  Refinancing?  Dave has you covered.  But even more important, with Dave and the Danikowski Team along with Guaranteed Rate, you have a winning formula on your side.  
Applicant subject to credit and underwriting approval.



Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.

AVP of Mortgage Lending

Dave Danikowski is your Saint Joseph local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Dave is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Dave at (630) 606-7251 for more information!

Dave Danikowski at Guaranteed Rate (NMLS #1987671)

As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

VP of Mortgage Lending

Trina Gray is your Saint Joseph local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Trina is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Trina at (616) 215-1020 for more information!

Trina Gray at Guaranteed Rate (NMLS #1105945)

I am a Mortgage Loan Originator who is committed to providing exceptional service and communication throughout the home loan process. I enjoy building lifelong relationships with my clients and referral partners, and don't let challenges stand in my way – instead, I work quickly to find solutions and the right mortgages for every homebuyer. I have worked in the mortgage industry since 1994, starting as an accountant executive posting payments and assisting with customer service, I began originating in my first year as well as processing and ultimately became a Mortgage Loan Originator. Outside of work, I enjoy, golfing, exploring beaches, collecting beach glass, traveling, and camping with my husband David and our daughters Rachel and Allison.

Wendi Traxler is your Saint Joseph local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Wendi is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Wendi at (269) 932-9400 for more information!

Wendi Traxler at Guaranteed Rate (NMLS #143394)

Saint Joseph

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3 Loan Officers in Saint Joseph, MI