About Mike Ward
**Meet Mike Ward — SVP Regional Manager at RATE Mortgage** Mike Ward is an experienced and successful sales leader and loan originator who has built his career on one core belief: put the client first—always. With a focus on education, transparency, and trust, Mike ensures every client fully understands the lending process and feels confident every step of the way. His commitment to doing what's right has earned him a reputation that's second to none. Mike's goal is simple — to earn your trust and business for life. Whether you're purchasing your first home, investing, or refinancing, he's dedicated to delivering exceptional service and exceeding expectations. **Leadership That Elevates Others** As Senior Vice President and Regional Manager at RATE Mortgage, Mike's focus is on hiring and mentoring like-minded loan officers and branch managers who share his passion for integrity, service, and results. With RATE's powerful platform and Mike's proven experience, mortgage professionals have the tools and leadership support needed to double their production, grow their brand, and achieve true work-life balance. **A Proven Track Record of Success** Originally from Portage, Michigan, Mike graduated from Michigan State University in 1996 and has built a remarkable career across the Midwest and East Coast. Since moving to Chicago in 1999 and later settling in South Glastonbury, Connecticut in 2017, Mike has been a President's Club producer as a Loan Officer, Sales Manager, Regional Manager, and Division Manager. He credits his success to a strong work ethic, a positive attitude, and a deep commitment to ensuring that clients and colleagues alike receive exceptional treatment. **Beyond the Office** When he's not helping clients or leading his team, Mike enjoys traveling, golf, baseball (Go Cubs!), hockey, football, and cheering on his Michigan State Spartans. Most importantly, he loves spending time with his wife and two children — his greatest source of joy and motivation. Whether you're a client looking for a trusted mortgage partner, or a loan officer seeking leadership that truly invests in your success, working with Mike is always a winning experience.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
We're in your pocket
We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
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Located at 3940 North Ravenswood, Chicago IL, 60613
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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