My name is Zach Snell. I live in Rochester with my wife and 2 children and am MN homegrown! I am very active in fitness, cooking, golfing and gardening. I have worked in customer service my entire life and love what I do!

VP of Mortgage Lending

Zach Snell is your Rochester local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Zach is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Zach at (507) 272-3244 for more information!

Zach Snell at Guaranteed Rate (NMLS #1544486)

I have been in the industry for 21 years. I have seen the ups and downs of the markets and can deliver great service in any market.

Branch Manager

Wayd Wangen is your Rochester local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Wayd is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Wayd at (507) 513-7119 for more information!

Wayd Wangen at Guaranteed Rate (NMLS #370509)

As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Curt Hoefer is your Rochester local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Curt is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Curt at (507) 513-7318 for more information!

Curt Hoefer at Guaranteed Rate (NMLS #334242)

Ryan Manley is your Rochester local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Ryan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Ryan at (507) 412-8922 for more information!

Ryan Manley at Guaranteed Rate (NMLS #516976)

Steve Ruffalo is your Rochester local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Steve is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Steve at (507) 780-0009 for more information!

Steve Ruffalo at Guaranteed Rate (NMLS #533105)

Looking to obtain a house? Need financing? I am driven to help people with home buying, investments and 2nd home needs. I work with a diverse clientele spanning from first\-time buyers to international investors. I have many programs that are unique which means more options for you. In the industry for 23+ years, from title, real estate and mortgage makes me well rounded in the whole overall process. I am able to provide solid mortgage advice and get you prequalified. YOU should connect with me if: 1. You're looking to purchase a home 2. You're looking to invest in property 3. You're needing to refinance to lower rate or get cash out 4. You're looking for a top notch lender who can lend nationwide. Trust me as I have been through the mortgage and refinancing process myself and I know first hand that it can be stressful. I can guide and support you through the financing process answering all your questions and making you comfortable so that is it as stress free as possible. Specialties: Jumbo loans, investments, self\-employed, veteran loans, first\-time home buyers, new construction, relocation, renovation My goal is to earn your confidence throughout the process and become your mortgage advisor for many years to come.


*Using funds from a Cash\-out Refinance to consolidate debt may result in the debt taking longer to pay off as it will be combined with borrower's mortgage principle amount and will be paid off over the full loan term. Contact Guaranteed Rate for more information. ++Company++) has no affiliation with the US Department of Veterans Affairs*

Kris Richard is your Rochester local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Kris is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Kris at (507) 269-4380 for more information!

Kris Richard at Guaranteed Rate (NMLS #1401375)

Rochester

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6 Loan Officers in Rochester, MN

Zach Snell

Wayd Wangen

Curt Hoefer

Ryan Manley

Steve Ruffalo

Kris Richard