As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Producing Branch Manager

Andrew Dengel is your Omaha local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Andrew is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Andrew at (402) 630-7729 for more information!

Andrew Dengel at Rate (NMLS #2167597)

Dustin Johnson is your Omaha local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Dustin is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Dustin at (402) 249-8697 for more information!

Dustin Johnson at Rate (NMLS #2285692)

Brian Vandersnick is your Omaha local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Brian is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Brian at (402) 983-0638 for more information!

Brian Vandersnick at Rate (NMLS #2100718)

VP of Mortgage Lending

Trey Hilliard is your Omaha local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Trey is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Trey at (402) 608-2924 for more information!

Trey Hilliard at Rate (NMLS #623764)

Hi, I'm Joe Janovich-your dedicated partner in the home loan process. I'm passionate about helping families find the right mortgage solution to fit their goals, and I bring the same commitment and energy to my clients as I do to my own family life.


When I'm not helping people finance their dream homes, I'm busy being "Dad" to my four amazing kids-Cash (8), Payton (7), Jojo (4), and Paisely (3). I coach Cash's 8U baseball team, and there's nothing I love more than watching all my kids excel in the things they're passionate about. Whether it's sports, school, or just being their fun, unique selves-they inspire me every day. I also make time to hit the gym and stay active, because I believe staying strong mentally and physically helps me give my best to everyone I serve.


Whether You're buying your first home, refinancing, or just exploring your options, I'm here to make the mortgage process clear, simple, and stree-free. Let's hit a home run together on your next loan!


*Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.*

Joe Janovich is your Omaha local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Joe is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Joe at (402) 608-2928 for more information!

Joe Janovich at Rate (NMLS #2671285)

Terry Manganaro is your Omaha local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Terry is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Terry at (402) 255-3661 for more information!

Terry Manganaro at Rate (NMLS #272556)

Omaha

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6 Loan Officers Omaha, NE