With over 20 years of experience in the mortgage industry, I have held a wide range of positions—including mortgage processor, junior underwriter, closer, collections specialist, and loan officer. This diverse experience has given me a comprehensive understanding of every phase of the loan process, equipping me to solve problems efficiently and guide clients through even the most complex transactions.  
I was raised in two cultures, spending my high school years and a year of college in South America before completing my studies at Seton Hall University, where I majored in Economics. My international background, combined with my professional expertise, allows me to connect with clients from all walks of life. As the oldest child in a large family, I've always taken on the role of advisor and protector. This same sense of responsibility and care is what I bring to my clients, ensuring they make informed decisions throughout the mortgage process.  
I pride myself on providing exceptional service built on clear communication and a problem-solving approach. I understand that a mortgage is a significant decision, and I am committed to making the process as seamless and transparent as possible.  
Outside of work, I'm passionate about running, swimming, and cycling. Over the years, I've completed numerous half marathons, three full marathons, and two triathlons. These pursuits reflect my commitment to discipline and perseverance, qualities I bring to my professional life as well.  
I'm also deeply involved in charitable efforts, particularly with "Por La Sonrisa de un Kalawawa," an organization that brings toys and support to underprivileged children in rural Bolivia. For more than 30 years, I've been actively contributing to this cause, helping improve the lives of children in need.

Vice President of Mortgage Lending

VP_DE_PRéSTAMOS_HIPOTECARIOS

Elizabeth Tapia is your Montclair local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Elizabeth is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Elizabeth at (973) 390-2815 for more information!

Elizabeth Tapia at Rate (NMLS #840045)

Montclair

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