As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

BM/Renovation Specialist/SVP of Mortgage Lending

Sharon Dellay Russo is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Sharon is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Sharon at (973) 939-8690 for more information!

Sharon Dellay Russo at Guaranteed Rate (NMLS #282142)

I have been working in the mortgage industry for over 20 years and I am experienced in all types of loans such as Conventional, FHA, 203Ks, VA , Renovation and New Construction loans.

VP of Mortgage Lending

Craig Smith is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Craig is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Craig at (973) 939-8677 for more information!

Craig Smith at Guaranteed Rate (NMLS #252528)

Marc is an SVP of Mortgage Lending \& Branch Manager at Guaranteed Rate and is currently licensed in all 50 states successfully serving his clients in traditional and reverse mortgages. He consistently ranks in the top 1 percent of mortgage originators in the U.S., according to leading industry sources Origination News, Mortgage Executive and Scotsman Guide. In his home state of New Jersey, Marc has been featured in NJBIZ's "40 Under 40" and is called upon frequently by the real estate, finance, accounting and legal communities as a trusted expert and speaker.


Additionally, Marc is a certified and licensed instructor, offering continuing education credits to accountants, real estate agents, financial planners and managed care professionals. Marc has been a keynote presenter at the Mastermind Summit, the mortgage industry's leading annual conference as well as many other summits and business events across the nation. He was also a co\-host of WVNJ's popular "The Real Estate and Money Show". He has received national recognitions including being named as one of RISMedia's Real Estate News Makers in 2023 and 2022, National Mortgage Professionals' selection of "Top Most Connected Mortgage Professionals" in the U.S in 2021 and 2020, and was chosen to be one of Mortgage Professional America's 5\\-Star Top Originators for 2021.


He also is a Five Star Mortgage Professional award for superior customer service and professionalism 6\\-time recipient most recently in 2023 and 2022 from NJ Monthly Magazine as well as being selected as one of Fortune's 2022 Top 100 Market Leaders in the nation and Forbes Top 100 Market Leaders in the nation in 2021. Marc holds the following certifications and designations; Certified Divorce Lending Professional (CDLP), Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU).


Profoundly inspired by his grandfather's hard work and success, Marc has authored his first book—"Lessons from My Grandfather: Wisdom for Success in Business and Life"— which shares knowledge gained from his beloved mentor, Haralambos Georgiou Pistis, who was affectionately known to all as Charlie. From a very young age, Marc chronicled Charlie's experiences as an immigrant from Cyprus. In dedication, he now offers his grandfather's timeless principles for achieving success and leading a fulfilling life. Foremost, is the belief that success is a choice.


Marc graduated from Rutgers University/Rutgers Business School with a Bachelor of Science in Finance. He presently resides in Montville, NJ and is a proud father of 3 daughters. Marc treasures the time he spends with family and friends and strives to regularly make a difference in the lives of others around him, both professionally and personally. He also finds inspiration in a quote by Henry David Thoreau: "Go Confidently in the direction of your dreams! Live the life you've imagined.

SVP of Mortgage Lending/Branch Manager

Marc Demetriou, CLU, ChFC, CDLP is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Marc is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Marc at (973) 521-8345 for more information!

Marc Demetriou, CLU, ChFC, CDLP CLU, ChFC, CDLP at Guaranteed Rate (NMLS #111118)

I have been in the financial services industry for over 10 years and have been in the mortgage industry for 6+ years. I have been very fortunate over the course of my career to have worked with very talented, encouraging, and supportive colleagues. As a result, I am a multiple President’s Club Award winner, along with many other accolades over the years.



When I finally joined Guaranteed Rate as VP of Mortgage Lending, I immediately knew I was home. Our Core Values say it all - We put our customers first. We think big but grow for good. We work with the best of the best, we demand excellence out of ourselves, and hold ourselves accountable. And, my personal favorite core value, we give a sh!t!



I started in this business to legitimately help people, and I am absolutely ecstatic every day to be working for a company that has the same goals. This means, when you pick up the phone or send that email to me, I'm here to help answer every question and to walk you through what needs to be done. You'll find that this process is so easy because our goals are aligned. The most consistent compliments I receive are regarding my patience, promptness, and ability to listen and communicate effectively, without the use of industry jargon.



Prior to getting into the mortgage industry, I worked at my parents’ business in Middletown, New Jersey. I attended Rutgers University and graduated with a bachelor’s degree in Economics. In my free time, I love anything sports, travel, or leisure related. I also enjoy tackling projects in my own home!

Branch Manager/VP of Mortgage Lending

Brian Kelly is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Brian is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Brian at (609) 294-4612 for more information!

Brian Kelly at Guaranteed Rate (NMLS #1092959)

Mike Flynn is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Mike is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Mike at (973) 866-3102 for more information!

Mike Flynn at Guaranteed Rate (NMLS #295486)

Jessica Imparato is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Jessica is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jessica at (973) 521-8341 for more information!

Jessica Imparato at Guaranteed Rate (NMLS #1535873)

Allan Stern is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Allan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Allan at (732) 638-9073 for more information!

Allan Stern at Guaranteed Rate (NMLS #883765)

My name is Glenn Feldman and I have been a loan officer for 20 years. I am an expert in residential loans and my customer service is tops. I am always available and will make the process as easy and stress free as possible. Please call me at (732) 995\-1285 with any questions you may have.

Glenn Feldman is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Glenn is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Glenn at (732) 268-1156 for more information!

Glenn Feldman at Guaranteed Rate (NMLS #305435)

Wanetta Harvey is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Wanetta is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Wanetta at (646) 221-6184 for more information!

Wanetta Harvey at Guaranteed Rate (NMLS #2024689)

Zev's years of experience in the financial services industry combined with the extensive mortgage resources at his fingertips with Guaranteed Rate allow him to provide his clients with lighting\-fast pre\-approvals, great rates, superior customer service, and hassle\-free Five\-star closings. As a prolific published writer of children's stories (which grew from making up bedtime stories for his five children), Zev also wields his mighty pen and articulate communication skills as a proud member of the "We Give a Sh!t!" Guaranteed Rate team of incredible professionals of finance, title, PMI tailored rates, as he effortlessly and pleasantly guides his clients through the loan process. Zev, who is licensed to orginate mortgages in NY, NJ, PA, and CT, is dedicated to building lasting relationships with his customers (who often beome personal friends) and realtors by delivering transparent, superior customer service while providing effective and creating purchasing or refinancing solutions. Contact him today for a customer experience you will surely be sharing with your family and friends!

Zev Lewinson is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Zev is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Zev at (973) 866-2003 for more information!

Zev Lewinson at Guaranteed Rate (NMLS #1072291)

I have been in the mortgage business for many years in all types of roles. My favorite is working directly with the clients and helping them realize their goals of buying their dream home or refinancing their current home to improve their financial situation. I have many repeat clients that are very happy with my level of service.

Mary Ratchford is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Mary is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Mary at (973) 866-2002 for more information!

Mary Ratchford at Guaranteed Rate (NMLS #261640)

Producing Branch Manager

Erik Startzel is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Erik is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Erik at (973) 241-8962 for more information!

Erik Startzel at Guaranteed Rate (NMLS #260855)

MaryBeth Brannigan is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, MaryBeth is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact MaryBeth at (973) 939-8664 for more information!

MaryBeth Brannigan at Guaranteed Rate (NMLS #1240169)

Montville

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13 Loan Officers in Montville, NJ