As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Branch Manager/Renovation Specialist

Michael Galanti is your Paramus local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Michael is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Michael at (201) 262-4453 for more information!

Michael Galanti at Rate (NMLS #247262)

Scott A. Lief is a VP of Mortgage Lending at Rate, where he specializes in First time home buyers, jumbo loans, & refinancing. He has nearly 20 years’ experience in the field of finance, more specifically residential home lending. A native of Morristown, NJ, Scott earned his BS Mass Communication from Emerson College in Boston. He enjoys helping people and has built a solid reputation for integrity and in-depth analyses to customize the right loan for each client. Scott makes time to be involved with professional associations as well as community organizations such as President & co-founder of Ridgewood Business Connections, a professional networking group. Scott is past president of the Ridgewood Chamber of Commerce. He lives in Bergen County, NJ with his 2 kids, Jason & Brielle. When Scott is not working, he likes to listen to live music, collecting records, is an avid sports fan, likes going to movies. Questions? Reach out. He’s here to help!

VP of Mortgage Lending

Scott Lief is your Paramus local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Scott is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Scott at (707) 867-1943 for more information!

Scott Lief at Rate (NMLS #67511)

VP_DE_PRéSTAMOS_HIPOTECARIOS

Jess Silva is your Paramus local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Jess is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jess at (201) 645-6452 for more information!

Jess Silva at Rate (NMLS #1588602)

Paramus

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3 Loan Officers Paramus, NJ