I have been in the mortgage industry for 25 years.  I was fortunate to start at an amazing company called Champion Mortgage in 1995 working with a lot of wonderful and talented individuals.  I have held the positions of Loan Officer, VP of Sales, Center Manager, Branch Manager and now VP of Lending with Rate.  Over the years I have been awarded numerous President's Club recognition as a top performer in all of these positions.  In each of the past three years, I have been recognized in the top 1% of Mortgage Lenders by Mortgage Executive Magazine. Helping clients attain the dream of home ownership is as exciting for me today as it was 21 years ago!  Prior to getting into the Mortgage Industry I attended College at Wilkes University graduating with a Degree in Business Administration.  When not in the office I love to coach and umpire youth baseball, play golf and watch my youngest boy play soccer.

SVP Regional Manager

Joe Moschella is your Sparta local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Joe is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Joe at (973) 939-8663 for more information!

Joe Moschella at Rate (NMLS #12968)

Sparta

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