Whether you happen to be a first time homebuyer, investor, or are looking to secure your financial future, William Calzadilla of Guaranteed Rate is ready to help you turn your ideas into concrete goals.

Branch Manager

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William Calzadilla is your Union local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, William is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact William at (908) 440-7402 for more information!

William Calzadilla at Guaranteed Rate (NMLS #139809)

Luis Sanchez-Santana, a Sales Manager and Loan Officer at Guaranteed Rate's Union, NJ office, boasts 6 years of experience in the mortgage industry. Before joining Guaranteed Rate, he also served as a Loan Officer, gaining hands-on knowledge of the lending process.


With a 20-year military background, Luis brings a strong sense of leadership and dedication to his role. He specializes in helping clients achieve homeownership dreams, particularly assisting move-up buyers, those in need of jumbo loans, and families relocating. Luis offers expertise in Conventional, FHA, and VA loan products.


As a fluent Spanish speaker, Luis ensures a diverse range of clients benefit from his services. In his role, he oversees branch Loan Officers, ensuring a seamless and efficient loan origination process.


Luis holds a Bachelor's Degree in Political Science from Montclair State University, reflecting his commitment to continuous learning. Beyond work, he enjoys daily exercise and travel, showcasing his passion for a balanced lifestyle.


For personalized guidance and expertise in finding the ideal mortgage fit, trust Luis Sanchez-Santana at Guaranteed Rate.

Sales Manager

GERENTE_DE_VENTAS

Luis Sanchez-Santana is your Union local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Luis is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Luis at (862) 228-5981 for more information!

Luis Sanchez-Santana at Guaranteed Rate (NMLS #1150977)

As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

VP of Mortgage Lending

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Heivy Gomez-Gonzalez is your Union local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Heivy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Heivy at (201) 737-2542 for more information!

Heivy Gomez-Gonzalez at Guaranteed Rate (NMLS #2024082)

Prior Work  
Iraq Veteran; Army National Guard Officer; Financial Crimes Detective; Anti Money Laundering Investigator  
Education:  
MS in National and Cyber Security  
MBA Finance  
Hobbies:  
Being a Dad to my son  
Home DIY  
Gym and Fitness  
Overall I simply love to serve. I am very curious by nature and love to understand the "why" of everything. I put in time in order to learn and educate myself so the rest of things become easy, systematic, and easily updated. Makes me great for answering your questions or cutting to the chase with your best interest in mind.

Doug Mattei is your Union local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Doug is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Doug at (973) 521-8344 for more information!

Doug Mattei at Guaranteed Rate (NMLS #2075646)

After playing baseball in high school, I joined the US Marine Corps, serving as an infantryman where I traveled the world and met many amazing people. After the Corps, I started a pool-servicing business and worked in construction in Florida. Then, moving to New Jersey, I came upon the career of Loan Origination and saw the potential to help others achieve their dream of getting a home. I'm passionate about helping everyone I come in contact with and, in this job, I get to find the perfect loan for their needs and help them achieve both short-term and long-term goals. You could say I'm not just a Mortgage Originator—I'm a Mortgage Advisor! My free time is spent with my family, exploring the world, meeting new people, trying new foods, weightlifting, long-distance running and, basically just always moving!

Associate Vice President of Mortgage Lending

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JP Brito is your Union local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, JP is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact JP at (908) 540-0169 for more information!

JP Brito at Guaranteed Rate (NMLS #2418043)

Janette Hernandez is your Union local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Janette is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Janette at (973) 650-3712 for more information!

Janette Hernandez at Guaranteed Rate (NMLS #1182949)

Javier Giraldo is your Union local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Javier is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Javier at (973) 866-3102 for more information!

Javier Giraldo at Guaranteed Rate (NMLS #2461998)

Union

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7 Loan Officers in Union, NJ