Mortgage loan officer with over 20 years of expertise in all types of residential mortgages, with an emphasis on conventional, jumbo, condo, FHA, and VA loans.

Licensed in AZ, CA, CO, DC, ID, MN, NV, OR, TX, WA
One of Zillow’s TOP 10 highest reviewed mortgage consultants in Seattle*
University of Washington alum
Former Baseball Pac-10 Champion and 4th round draft pick
Born and raised in Washington, I’ve dedicated much of my life to exploring the Pacific Northwest, motivated by a personal mission to learn as much as possible about the environment and culture that make it one of the best places to live in America. I graduated from the University of Washington and began my first career as a professional baseball player in Toronto for the minor league system. Ultimately, I returned to Washington and transitioned into mortgage financing.

Now, with 20+ years as a mortgage professional, I split my time between Bend and Seattle, where I’ve cultivated an extensive network of professional real estate relationships and gained intimate knowledge of the robust housing market.

 

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply. 

Rate is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture, or any other government agency. No compensation can be received for advising or assisting another person with a matter relating to veterans’ benefits except as authorized under Title 38 of the United States Code.

*One of Zillow’s TOP 10 highest reviewed mortgage consultants in Seattle

Producing Partnership Area Manager

Ryan Bundy is your Bend local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Ryan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Ryan at (206) 823-3209 for more information!

Ryan Bundy at Rate (NMLS #269937)

As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

VP of Mortgage Lending

Matt Houston is your Bend local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Matt is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Matt at (503) 268-2506 for more information!

Matt Houston at Rate (NMLS #1043105)

With two decades of experience in mortgage lending, Steve brings a unique perspective to helping clients achieve their homeownership dreams. His background as part of a coaching family and moving often taught him the value of adaptability and understanding – skills he applies daily when guiding clients through significant financial decisions.


Steve relocated to Bend from Los Angeles in 2006. His track record includes working in both the Private Mortgage Bank and Mortgage Broker worlds, so he understands the full range of borrower's needs.


Steve's approach to mortgage lending is about collaboration and transparency. He believes in getting to know his clients and empowering them with a full understanding of their options, ensuring they are making decisions in their own best interest. Steve serves clients throughout the West and beyond.


Steve and his wife Amy have three grown sons. He loves being a part of the Bend community and taking advantage of all that the Bend has to offer while helping others establish their own roots in this vibrant area.

VP of Mortgage Lending/Branch Manager

Steve Mora is your Bend local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Steve is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Steve at (541) 639-8796 for more information!

Steve Mora at Rate (NMLS #404066)

James Cordes is an experience professional in the mortgage financing world. While he specializes in high-net-worth borrowers and complex income, James is also highly skilled in navigating the nuances of Fannie Mae, Freddie Mac, and government loans. In 2024, James was named to the President's Circle and named as a Top Originator by the Scotsman Guide. Prior to entering the mortgage industry, he spent a decade as an English teacher, enriching lives with the power of language. His previous career collides with his current career in the fact that he loves working with first time home buyers as well, as the education of the new process is something he never tires of.


James holds a Master's degree from Boston College and an undergraduate degree from the University of Redlands. Outside of work, he enjoys spending quality time with his wife, his son, and his daughter, embracing the outdoor lifestyle of Central Oregon. Originally from Sun Valley, ID, James carries a deep love for the mountains and outdoors, along with America's pastime, baseball. In fact, as a coach in southern California, James' coaching number 10 was retired by the school after an 8-year head coaching stint.


*Rate is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture, or any other government agency. No compensation can be received for advising or assisting another person with a matter relating to veterans' benefits except as authorized under Title 38 of the United States Code.*

James Cordes is your Bend local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, James is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact James at (541) 639-8789 for more information!

James Cordes at Rate (NMLS #2035855)

Brandon Roberts is your Bend local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Brandon is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Brandon at (541) 639-8791 for more information!

Brandon Roberts at Rate (NMLS #388954)

Bend

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5 Loan Officers in Bend, OR