Born and raised in Lancaster, I have built lifelong ties to the community. I have watched this city grow and thrive to become a top 50 place to live in the States. Being a part of that growth and welcoming people into the community is a perk of being a Loan Originator. Our goals are to prepare you and get you to the closing table, working for a small bank I take the time to work with my clients to make sure that they are in the best possible position, to give you the tools to feel comfortable with the investment that is a home.





Outside the office I enjoy Golf, running, and anything fitness related, and am always looking for new unique experiences.





Contact me today and let’s get you prepared to purchase today!





Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Rate for current rates and for more information.

Associate VP of Mortgage Lending

Nick Pray is your East Petersburg local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Nick is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Nick at (878) 213-3231 for more information!

Nick Pray at Rate (NMLS #1772055)

East Petersburg

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