Born and raised in Lancaster, I have built lifelong ties to the community. I have watched this city grow and thrive to become a top 50 place to live in the States. Being a part of that growth and welcoming people into the community is a perk of being a Loan Originator. Our goals are to prepare you and get you to the closing table, working for a small bank I take the time to work with my clients to make sure that they are in the best possible position, to give you the tools to feel comfortable with the investment that is a home.



Outside the office I enjoy Golf, running, and anything fitness related, and am always looking for new unique experiences.



Contact me today and let’s get you prepared to purchase today!



Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.

Associate VP of Mortgage Lending

Nick Pray is your East Petersburg local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Nick is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Nick at (878) 213-3231 for more information!

Nick Pray at Guaranteed Rate (NMLS #1772055)

Born and raised in Lancaster County, I was exposed to the real estate industry from a young age, with my father being a home builder and land developer in the area. My first job was cleaning up construction sites and helping prepare the homes for new families moving in. After moving to Philadelphia and attending Temple University, I relocated back to my hometown and entered into the mortgage industry. Coming from a background of builders, agents and brokers has given me a unique perspective on each aspect of the home buying process, and it has been a pleasure to share this experience with the hundreds of clients I have helped guide through the financing of their homes.

VP of Mortgage Lending

Sean Hogan is your East Petersburg local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Sean is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Sean at (717) 798-8428 for more information!

Sean Hogan at Guaranteed Rate (NMLS #880217)

As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Licensed Production Manager

Kristen Freeman is your East Petersburg local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Kristen is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Kristen at (267) 983-6195 for more information!

Kristen Freeman at Guaranteed Rate (NMLS #112235)

East Petersburg

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3 Loan Officers in East Petersburg, PA