Recognized as Scotsman Guide Top 500 in the Country Loan Officer, Mortgage Executive Magazine Top One Percent Mortgage Originator and Philadelphia Magazine Five Star Mortgage Professional Award recipient, Rob is a 20-year veteran of the industry. Driving his success is a focus on the ultimate customer experience and keen understanding of underwriting guidelines in the ever-adapting lending environment. Rob treats each transaction with a thoroughness as if it was his own, patiently working with the customer to ensure financial goals and deadlines are met. Rob is a licensed mortgage originator in Pennsylvania, New Jersey, Florida, and Delaware assisting with purchases and refinance transactions for customers on their primary residence, second home, and investment properties. He holds a BS in Finance from Pennsylvania State University and an MBA in Accounting from Temple University. Rob enjoys his time with his wife and children, loving anything baseball, and watching the City of Philadelphia evolve into a world class city.

SVP of Mortgage Lending

Rob Wishnick is your Philadelphia local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Rob is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Rob at (267) 825-7859 for more information!

Rob Wishnick at Rate (NMLS #146422)

David Frankel builds his successful mortgage business on a foundation of communication, trust, and problem solving. He ensures you’ll never have an unanswered question and you’ll always know what’s going on from pre-approval through closing.  When you work with David, you get access to the best variety of mortgage products in the industry, as well as advice and guidance to help you decide on what best suits your needs. Together with his service team, your mortgage will be professionally and expeditiously handled every step of the way.  David was thrilled to join Rate in December 2014, prior to which he worked at a bank and at a mortgage brokerage. David previously worked as a real estate agent and broker for 8 years, and he leverages that experience to benefit his clients. He graduated from the University of Toronto. He has called places as diverse as Jerusalem and Chicago home, but now lives in Center City Philadelphia with is family. When David’s not at work, you are likely to find him on a run through Center City, at a coffee shop in Queen Village, or meeting his kids after their day at Masterman Middle School.

David Frankel is your Philadelphia local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, David is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact David at (267) 825-7857 for more information!

David Frankel at Rate (NMLS #959313)

With over 10 years in the industry, I am fully committed to assisting you in securing the best mortgage product for your home purchasing needs.  Having helped thousands of buyers throughout the entire Philadelphia region, my team and I take pride in our services and strive for you to have an enjoyable home purchasing experience.  Our clientele expands anywhere from first-time homebuyers seeking the lowest down payments available to the savviest of real estate investors.  Personally, I have always enjoyed finance and love my position at Rate as it allows me to advise our clients on likely the largest, most important purchase of their lives.  My team and I thank you for your trust and we look forward to working with you!

Mike Tavani is your Philadelphia local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Mike is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Mike at (484) 802-4583 for more information!

Mike Tavani at Rate (NMLS #327918)

Jeff Angelucci, Philadelphia’s Branch Manager and SVP of Mortgage Lending has assisted thousands of clients achieve their dream of homeownership for nearly two decades. After being a four-year starter on the soccer team, and a proud degree in Marketing from The American University in Washington, DC, Jeff followed his father’s footsteps into the mortgage banking industry and joined his company in 2002. Within Jeff’s first few years there, he was the top producing loan officer within the firm. In 2013, after 26 years, his father decided to sell his mortgage company and Jeff took that opportunity to combine his skills and experience with the best mortgage company in the country and make a move to Rate – A company that puts the customer first, heavily invest in cutting edge technology, and a proactive approach to close loans quickly and efficiently, creating the best-in-class customer experience.  Jeff has built a team of skilled professionals to create a winning culture for his clients that is unmatched in the industry. Building long-term, trusting relationships with his clients and business partners, Jeff continues to grow his business thanks to word-of-mouth referrals. When outside of the workplace, you will find Jeff on the golf course with close friends, or spending quality time with his wife Gina and three boys, Dante, Kristian & Gianni.

Regional Manager

Jeff Angelucci is your Philadelphia local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Jeff is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jeff at (267) 825-7843 for more information!

Jeff Angelucci at Rate (NMLS #134092)

I started my career in the mortgage industry in 2005 with a strong desire to work in real estate and knowing that I wanted to work in the financial part of the process.  I’ve always enjoyed connecting with new people and am lucky that my career allows me to get to meet new people every day.  My personal values in business are to treat everyone I work with as if they were family and keep their best interest as my main priority.  It is truly my honor to help my clients with the biggest purchase of their lives and doing this with integrity and honesty has allowed me to build my business in a way I can truly be proud of each day.    This industry is always evolving and changing and one thing I’ve learned is that if you are not dedicated to learning and embracing change along with the market you are not going to serve your clients well.  I've worked for large banks and small, but my move to Rate has been by far the best. My values are in perfect alignment with our company’s core values.  I’m able to work with the best of the best and provide value to my clients of being an industry leader of technology and customer service.  Rate is able to offer such a wide array of products that with so many options at my fingertips, I know that what I'm offering my clients is the best in the market with an experience that is the best in the world.

VP of Mortgage Lending

Jennifer Ashley is your Philadelphia local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Jennifer is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jennifer at (215) 253-8247 for more information!

Jennifer Ashley at Rate (NMLS #420632)

As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Ryan Goldberg is your Philadelphia local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Ryan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Ryan at (609) 294-4453 for more information!

Ryan Goldberg at Rate (NMLS #145844)

Associate Loan Officer

Alton OShields is your Philadelphia local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Alton is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Alton at (267) 825-7828 for more information!

Alton OShields at Rate (NMLS #2345662)

Jim Goldstein is your Philadelphia local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Jim is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jim at (267) 983-6192 for more information!

Jim Goldstein at Rate (NMLS #133321)

Alyssa Berson is your Philadelphia local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Alyssa is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Alyssa at (267) 223-6681 for more information!

Alyssa Berson at Rate (NMLS #1500743)

Leonard Vannicola is your Philadelphia local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Leonard is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Leonard at (484) 832-8670 for more information!

Leonard Vannicola at Rate (NMLS #185519)

Chris Strauss is your Philadelphia local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Chris is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Chris at (267) 300-9578 for more information!

Chris Strauss at Rate (NMLS #1560042)

I'm a proud Temple University graduate and a dedicated small business owner. My passion lies in helping individuals and families achieve their dreams of homeownership, offering personalized guidance and support every step of the way.

Jake Skelly is your Philadelphia local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Jake is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jake at (267) 225-9228 for more information!

Jake Skelly at Rate (NMLS #2066657)

As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. With over 20 years of experience in the mortgage industry, I bring a wealth of knowledge and expertise to my role. My success is built on a strong focus on delivering an excellent customer experience and a deep understanding of underwriting guidelines in the ever-changing lending environment. I treat each transaction with the same thoroughness and care as if it were my own, which underscores my commitment to providing quality service.  
Licensed in both Pennsylvania and New Jersey, I am well-versed in all aspects of the mortgage process. My primary geographic focus includes New Jersey, Philadelphia, its suburbs, and the Poconos. I look forward to working with you and supporting your success.

Amy Dolan is your Philadelphia local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Amy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Amy at (609) 221-2025 for more information!

Amy Dolan at Rate (NMLS #1172563)

I'm about more than just mortgages!!!


I'm in the business of helping people realize the dream of home ownership. The irony is that while buying a home can be a joyful and uplifting experience, getting a mortgage can be anything but. I aim to change that!


The Difference;


My purpose: securing the American Dream  
My approach: helpful, responsive, efficient and fair  
My values: honesty, responsibility, transparency and creativity  
My promise: to put your needs first!


In today's fast-paced world, we realize that when it comes to getting a mortgage, you're seeking a reliable partner that:  
•makes the home loan process as easy as possible  
•offers a low rate (see for yourself!)  
•closes on time  
•eliminates the stress  
•keeps you informed

Brandon Scher is your Philadelphia local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Brandon is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Brandon at (215) 687-4608 for more information!

Brandon Scher at Rate (NMLS #1672013)

Seth has spent more than 11 years helping thousands of families and individuals secure the right loan to achieve their financial goals—whether that's buying their first home, refinancing, or making smart use of their home equity. He is known for transparency and integrity and works to ensure his clients feel confident and secure.


As a Philly native and graduate of The Wharton School, he knows the PA and South Jersey markets inside and out. Seth understands how competitive buying a home can be and makes sure his clients can confidently submit offers that stand out to sellers and agents. Buying a home is one of the biggest decisions someone can make. Seth is here to make sure we get the right loan for you.


Outside of the office you can find Seth traveling with his wife, Jessica, coaching baseball for his sons, Liam and Daniel, or golfing with friends and colleagues.

Seth has spent more than 11 years helping thousands of families and individuals secure the right loan to achieve their financial goals—whether that's buying their first home, refinancing, or making smart use of their home equity. He is known for transparency and integrity and works to ensure his clients feel confident and secure.

As a Philly native and graduate of The Wharton School, he knows the PA and South Jersey markets inside and out. Seth understands how competitive buying a home can be and makes sure his clients can confidently submit offers that stand out to sellers and agents. Buying a home is one of the biggest decisions someone can make. Seth is here to make sure we get the right loan for you.

Outside of the office you can find Seth traveling with his wife, Jessica, coaching baseball for his sons, Liam and Daniel, or golfing with friends and colleagues.

Seth Tilli at Rate (NMLS #35402)

AVP of Mortgage Lending

Madison Callahan is your Philadelphia local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Madison is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Madison at (215) 574-5990 for more information!

Madison Callahan at Rate (NMLS #2688066)

Philadelphia

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16 Loan Officers Philadelphia, PA