About Regina Danikowski
Hello and thank you for inquiring about myself and my credentials. Having been a licensed Loan Originator since 2001 and working through the recession, I feel there aren’t many situations I haven’t experienced. And in the lending industry with all the constant changes in plans and regulations, experience matters. No matter what your credit score or income, I can help you find a mortgage that fits your needs. Working for a large lender like Rate gives me the opportunity to provide my clients with a program that’s tailored just for them. Shopping for a mortgage that provides the lowest rate and most favorable terms can be a daunting task for anyone. I personally interview every client up front to help put their mind at ease. Having the latest technology, we can issue a pre-approval within minutes to qualified borrowers. Need advice? Problem situations? Low credit score? Just have questions? No problem. There is always help available and I can guide you in the right direction. My team and I are dedicated to helping you achieve your dreams. Being a spouse of a Marine veteran, I love to work with veterans and all professions that provide public service. I have access to many specialty programs like renovation loans, down payment assistance programs, reverse mortgages, new construction loans, commercial loans and just about any other program that is available. Regina Danikowski and Team!
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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The Rate App allows you to:
Monitor your loan status
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Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
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Located at 1900 E. Golf Road, Suite L20 Schaumburg IL, 60173
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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