I started my career at a small local lender in January of 2001 and stayed at that company until July of 2019. During that time, I experienced some of the epic lows and epic highs of the mortgage industry. My business was built on putting clients' needs first and helping my referral partners have better business. Coming to Guaranteed has been the best thing that I could do for clients, referral partners, and myself.

Senior Loan Officer

Suzanne Caldeira is your Providence local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Suzanne is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Suzanne at (617) 337-4105 for more information!

Suzanne Caldeira at Guaranteed Rate (NMLS #20138)

Gardner Lane is an accomplished mortgage professional with over 20 years of experience and currently Licensed in 49 States and Washington DC. He has a passion for helping home buyers, owners and builders to learn more about loan options. Known as a strong thinker with strong residential, FHA, VA and commercial mortgage acumen. With his past endeavors in real estate, owning and managing as many as 60 apartment units, he is skilled at educating customers about construction and renovation financing, home buying and refinancing solutions, as well as jumbo, adjustable-rate, and reverse mortgages.



Beyond work, Gardner is quite active and civic minded. Most recently he has joined the Board at Moses Brown in Providence, RI. Another current labor of love is in heading up a $2.5M fundraising effort to build youth sports fields in his hometown of Westport, MA. Before moving east, he was an Alumni Trustee at the Latin School of Chicago. On a fun note, he was involved as a volunteer in the effort to bring the Olympics to the city of Chicago in 2016. He holds an MBA from DePaul University in Chicago concentrating in Real Estate Finance, his undergraduate degree is from the University of Colorado - Boulder.

Branch Manager/Sr. Loan Officer

Gardner Lane is your Providence local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Gardner is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Gardner at (781) 616-1343 for more information!

Gardner Lane at Guaranteed Rate (NMLS #217954)

As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

VP of Mortgage Lending

Karen Ballou is your Providence local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Karen is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Karen at (401) 312-3878 for more information!

Karen Ballou at Guaranteed Rate (NMLS #19068)

As your trusted Mortgage Loan Officer, my objective is to make your home buying dreams a reality by delivering exceptional service. My team and I will simplify the mortgage process for you and offer top notch communication from start to finish. Whether you are a first time home buyer or repeat investor, you can trust us to handle your mortgage financing goals.

Producing Partnership Branch Manager

Nick Principe is your Providence local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Nick is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Nick at (401) 308-9161 for more information!

Nick Principe at Guaranteed Rate (NMLS #1537716)

Providence

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4 Loan Officers in Providence, RI