About Rick Sirianni
Rick is a "Lifetime Jersey Resident". His knowledge of New Jersey is beneficial when contributing to the needs of his valued clients. He diligently practices his motto " If you're awake… I'm available!", which enforces his dedication in every situation. First time Homebuyers may be assured Rick will be by their side throughout every step of the home buying process! If you are interested in purchasing a second home or investment property, Rick will provide professional guidance. Prior to entering the Mortgage Lending Industry, Rick had a well-established reputation in the Solid Waste Disposal and Recycling Industry. As a proprietor and upper- level Manager, he provided high quality service to Mom & Pop business owners as well as leading National and Global Corporations. Rick spend his leisure time at the gym and engaging in activities with his family (3 Adult children , spouses , 7 grandchildren , French Bulldog and a Labradoodle). He also loves to spend Summers at the Jersey Shore.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
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Located at 1200 Morris Turnpike, Suite 3005 Office Ewrmor049 Short Hills NJ, 07078
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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