About Roger Hutchins
Roger Hutchins is a dedicated Mortgage Loan Officer committed to helping individuals and families achieve their homeownership goals with confidence and clarity. With a strong understanding of residential lending and a client-first approach, Roger works closely with homebuyers, homeowners, and real estate professionals to provide customized financing solutions that fit each client's unique needs and financial objectives. Known for his integrity, responsiveness, and attention to detail, Roger guides clients through every step of the mortgage process, from pre-qualification to closing. He believes that securing a mortgage should be an informed and stress-free experience, and he takes pride in educating borrowers about their options while helping them make sound financial decisions. Whether assisting first-time homebuyers, experienced investors, or homeowners seeking to refinance, Roger is dedicated to delivering exceptional service and reliable results. Roger has built a reputation for fostering strong relationships based on trust, transparency, and open communication. He understands that purchasing a home is one of life's most important financial decisions, and he is passionate about helping clients navigate the lending process with confidence. By staying current with industry trends, lending guidelines, and market conditions, he ensures that borrowers receive competitive financing options and knowledgeable guidance. Driven by a genuine desire to serve others, Roger is committed to making homeownership more accessible and achievable for the communities he serves. His professionalism, expertise, and customer-focused approach continue to make him a trusted resource for clients and referral partners alike.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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The Rate App allows you to:
Monitor your loan status
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Calculators, tools, guides, and advice
Track your home value
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Located at 813 S Northshore Drive, Suite 102 Knoxville TN, 37919
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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