About Rudy Lopez
Se habla Español! Welcome! Looking for the perfect mortgage? I am here to help. With each of my clients having unique mortgage requirements based on property types, credit scores, employment histories, bank account balances, monthly housing budgets, various short-term and long-term objectives, I look forward to working with you in securing the best mortgage terms to accommodate your individual needs. My personal objectives in working with you are to: • Provide you with realistic expectations. • Keep you informed. • Streamline the mortgage process as simple as possible. • Provide excellent interest rates with the least possible costs. • Close your mortgage loan in a timely manner. • Stay in touch with you even after closing to keep you up-to-date on the mortgage market in hopes of securing even lower rates for you in the future. In return, I simply ask you to provide documentation my team needs expediently for purchase pre-approvals or refinancing. Our Digital Mortgage process allows you to complete a mortgage application online easily and secure by clicking on the above "Apply Now" button as well as permits you to upload required documents within minutes. As we work together on financing your property, one very important point for you to remember is, the interest rate market moves every day. It waits for nobody to make a decision. However, my support team and I are here ready to move forward when you are. Feel free to reach me anytime via phone or email. Serving you and your referrals is greatly appreciated! Sincerely, Rudy Aviso de Exención de Responsabilidad: Todas las negociaciones y los Documentos de Transacciones de Préstamos Hipotecarios se realizarán y serán proporcionado en Inglés. Le sugerimos que trabaje con un intérprete de su elección. Podrá encontrar más información sobre el proceso de préstamo en español en [https://www.consumerfinance.gov/es/herramientas-del-consumidor/hipotecas](https://www.consumerfinance.gov/es/herramientas-del-consumidor/hipotecas)
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
We're in your pocket
We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
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Located at 5002 Main Street, Suite 201 Downers Grove IL, 60515
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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