When you are considering taking on a significant financial commitment, like buying a home or refinancing a loan, you are likely approaching one of the most important decisions of your life. And when you are choosing a loan officer to assist you, you want to know that you'll be working with someone you can trust and who has values that are important to you during what can be a stressful, complicated process. I'd like you to learn a little bit about me as you consider your choices. When you work with me, you will have direct access to my experience—about two decade's worth. Over those years, I've learned there are many challenges that can arise during the loan process, primarily due to the number of steps and people involved. And I know from experience that working with someone who is armed with the necessary education, information, and tools to navigate the complex loan process is the surest way to successfully achieve your goals. Although there are many people necessarily involved in a typical mortgage transaction—including realtors, loan officers, real estate lawyers, title clerks, abstract searchers, home insurance agents, banks, lenders, underwriters, credit reporting agencies, mortgage processors, financial advisors, accountants, couriers, and closers—I work with my customers personally to help navigate through the crowd and tailor loans that are right for them. I am dedicated to treating all of my customers with honesty, integrity, and respect while providing intelligent, individualized solutions to help them meet their financial goals. I'd like to work with you.