About Samanthia Helton
I began my career as a mortgage loan officer in 1987 with the goal of helping every borrower experience the Ultimate American Dream of becoming a homeowner. Nearly 3 decades later I still begin every work day with the same goal that every borrower deserves the opportunity to own a home. Born and raised in the suburbs of Cincinnati Ohio, I began my career in sales calling on Realtors for their buyers and sellers referrals and was able to build a large referral networking system. My experience ranges from being a Mortgage Loan Officer, Branch Manager, Vice President of Mortgage Lending, FHA DE Underwriter as well as closing loans. My husband Jeff and I reside in both our Pierce Township, New Richmond, Ohio river home and our home near Englewood Florida and the beautiful Gulf of Mexico where we enjoy boating, fishing and Kayaking year round.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 2590 Northbrooke Plaza Dr, Suite #302 Naples FL, 34119
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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