About Sebastian Bolivar
Sebastian Bolivar is a top-producing Florida mortgage lender and VP of Mortgage Lending at Rate, serving homebuyers across Tampa Bay, throughout the state of Florida, and nationwide. Since 2018, he has helped over 700 families secure mortgage financing, consistently earning 5-star reviews for his strategic guidance, speed, and personalized approach. His passion for mortgage lending is deeply personal. After his family lost their home during the 2008 financial crisis due to a mortgage fraud scheme, Sebastian made it his mission to ensure no family ever navigates the mortgage process uninformed. That experience drives his commitment to transparency, education, and protecting clients from costly mistakes. Sebastian specializes in: * Self-Employed & Bank Statement Loans * Doctor and First Responder Loans * VA Loans for Veterans * FHA Loans * Conventional Loans * First-Time Homebuyer Programs * Down Payment Assistance (including Florida Hometown Heroes) * Investment Property Financing * Foreign National & ITIN Loans * Portfolio Lending Solutions Sebastian earned his bachelor's degree in Marketing on a soccer scholarship before entering the mortgage industry in 2018. After helping his own parents purchase a home, his attention to detail and understanding of financing launched his career in mortgage lending. In February 2024, Sebastian joined Rate, attracted by its advanced technology, wide range of loan programs, competitive interest rates, and the Language Access Program — which allows the entire mortgage process to be completed 100% in Spanish. Sebastian is bilingual (English and Spanish) and proudly serves diverse communities across Florida and the United States. He is actively involved with NAHREP Tampa Bay, BNI Business Leaders, and the local real estate community. Whether you are purchasing your first home, refinancing, investing in real estate, or relocating to Florida, Sebastian provides clear strategy, fast execution, and world-class care. That's why he is often regarded one of the best mortgage lenders in Tampa, Florida, and the entire United States. If you are searching for a trusted mortgage lender in Florida or a knowledgeable loan officer nationwide, Sebastian Bolivar is committed to helping you achieve homeownership with confidence. Contact Sebastian directly to explore your mortgage options today. *All negotiations and mortgage loan transaction documents will be conducted and provided in English.* *Rate has no affiliation with any government agency.*
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Located at 615 Channelside Drive, Suite 207 Office 75 Tampa FL, 33602


