About Teddy Bagley
As of this year, I have been in the mortgage business for 30 years. I have always had a passion for first time home buyers who then become my repeat customers. Over the years I have won accolades from MHFA and have sat on their lender committee at different times. I always meet my clients face to face as I believe that this is a relationship, not a job. Some of my clients I continue to keep in touch with as times goes by and try to always reach out at the holidays. I have gone to college more than once and have worked in a customer relation industry most of my life although my last focus was on teaching. I have a love of traveling internationally, gardening in the summer, motorcycles and cooking. I often use my co-workers as taste testers for new recipes that I alter or create.
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Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 305 Minnetonka Ave S, Suite 201 Wayzata MN, 55391
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**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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