As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Area Manager

Mike Means is your Brentwood local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Mike is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Mike at (615) 203-0209 for more information!

Mike Means at Rate (NMLS #131790)

VP of Mortgage Lending

Garrett Locklear is your Brentwood local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Garrett is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Garrett at (615) 933-2080 for more information!

Garrett Locklear at Rate (NMLS #820797)

Producing Partnership Branch Manager

Phil Miller is your Brentwood local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Phil is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Phil at (615) 203-0201 for more information!

Phil Miller at Rate (NMLS #248915)

Jacob Kupin is your Brentwood local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Jacob is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jacob at (615) 800-7820 for more information!

Jacob Kupin at Rate (NMLS #2633082)

VP of Business Development

Nam Luu is your Brentwood local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Nam is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Nam at (615) 905-0013 for more information!

Nam Luu at Rate (NMLS #2627279)

Lillian Long is your Brentwood local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Lillian is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Lillian at (615) 905-0010 for more information!

Lillian Long at Rate (NMLS #2626912)

Jake Crum is your Brentwood local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Jake is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jake at (615) 814-5071 for more information!

Jake Crum at Rate (NMLS #2633814)

Lauren Miller is your Brentwood local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Lauren is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Lauren at (615) 656-3714 for more information!

Lauren Miller at Rate (NMLS #975892)

Marquis Shipley takes pride in making the loan process simple and stress-free for both borrowers and real estate agents. With clear communication and a commitment to reliability, he works to ensure a smooth experience from start to finish.


A Tennessee native and University of Tennessee graduate, Marquis has been helping families achieve homeownership since 2002. With over two decades in the mortgage industry, he has guided hundreds of families through the process, turning what can feel overwhelming into an exciting milestone. His dedication and experience make him a trusted partner in home financing.

Marquis Shipley is your Brentwood local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Marquis is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Marquis at (615) 397-4261 for more information!

Marquis Shipley at Rate (NMLS #1080229)

Brentwood

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9 Loan Officers Brentwood, TN